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How a college degree can affect your love life


Degrees and your love life

Studies show that a college degree could increase your shot at a happy marriage.

By Terence Loose
When you think of love and marriage, do images of cracking the school books and college grad gowns also come to mind? Well, maybe they should. That's because studies have shown that college-educated people are more likely to get - and stay - married than those with only a high school diploma.
Take a November 2010 nationwide survey by the Pew Research Center, in association with TIME on "The Decline of Marriage and Rise of New Families." It found that while in 1960 there was a 4 percent gap between college graduate marriage rates (76 percent) and those with only a high school diploma (72 percent), by 2008, that gap had increased four-fold, to 16 percent (64 percent versus 48 percent).
Wendy Manning, co-director of the National Center for Family & Marriage Research at Bowling Green State University, says a big part of that is the change in attitude toward women in the workforce. She says that marriage has always favored college-educated men, but what's new is that the trend is moving toward women as well.
"More highly educated women are more desirable than those who are not, because what it takes to have a middle class lifestyle is two folks earning an income. So I think we've seen a shift toward favoring women's education in marriage," she says.
And when college-educated couples do marry, they're less likely to get divorced, studies say. For instance, according to a 2012 report called "The State of Our Unions: Marriage in America," by the National Marriage Project at the University of Virginia, those with a college education are 25 percent less likely to divorce or separate during the first 10 years of marriage than those with only a high school diploma.

Manning says there are probably many reasons for this, but one big one is the fact that there is a higher financial "bar" for marriage today.
"People are waiting till they're economically set to get married. So they're not going to get married as much in their early twenties as they were in the 1950s, where the average age of first marriage was around 20," she says. In today's marriage market, the average age for men is 29, and for women it's 27, she says.
This means, she says, that people are more stable in their lives and careers before entering marriage. That tends to result in less stress on the marriage - at least due to financial matters - and therefore less divorce, she says.
Which brings us to our final point: money. Simply put, married people, on average, have more of it, says Manning. Of course, it's sort of a chicken and egg dilemma. In other words, says Manning, as she's noted, these days, people are more likely to wait till they are more financially stable to get married in the first place.

"You're not a great catch if you can't afford to own a home or pay rent," she says.
Another factor might be that a college degree "attracts" marriage more now. Why? Because studies show that those with a college degree, on average, make far more money than those with only a high school diploma.
For instance, according to the U.S. Department of Labor, which looked at full-time workers over the age of 25, the average worker with a bachelor's degree made $414 more per week in 2012 than one with only a high school diploma. That's $21,500 more per year.
And that can mean a very romantic honeymoon.
Degrees Made for Marriage
No, these aren't college degrees in the art and science of love, but ones that could lead to careers with a very attractive salary - which, as we've seen, might be more conducive to a happy marriage.

Degree #1: Computer Science

If your romantic side has a bit of a techie side, you may love a computer science degree. If you do choose to pursue this degree, you'll likely study how to make computers and computer software, programming, and the theory and design of software, says the College Board, a nonprofit research organization that promotes higher education.
These creative sorts design all those cool apps for everything from your computer to your smart phone, says the U.S. Department of Labor.
Potential Pay: The Department says the median annual pay of applications software developers is $90,060, with the bottom and top 10 percent making an annual median of $55,190 and $138,880 respectively.*

Degree #2: Accounting

Not a super romantic major, we know. But you will learn to do more than number-crunch. According to the College Board, accounting majors not only learn how to gather, record, and analyze financial data, they develop the skills to communicate financial performance and risks with others. Okay, still not romantic, but still...
Possible Career: Accountant
Accountants examine and prepare financial documents, taxes, and help organizations run efficiently, says the U.S. Department of Labor.
Potential Pay: The Department says the median annual pay of accountants is $63,550, with the bottom and top 10 percent making an annual median of $39,930 and $111,510 respectively.*

Degree #3: Marketing

If learning about how to generate buzz for products or services sounds attractive to you, this major might be a match made in heaven. According to the College Board, marketing majors learn how to create and sell products and build loyal customers.
Possible Career: Market Research Analyst
These professionals help companies determine what products and services people want, and what they'll pay for them, says the U.S. Department of Labor.
Potential Pay: The Department says the median annual pay of market research analysts is $60,300, with the bottom and top 10 percent making an annual median of $33,280 and $113,500 respectively.*

Degree #4: Health Care Administration

Love the idea of making sure people get good health care? A degree in health care administration might be a good fit. According to the College Board, if you choose this major, you'll learn all facets of overseeing health care facilities.
Possible Career: Health Services Manager
These executives plan, direct, and oversee entire medical facilities, medical departments, large and small clinics, and doctors' practices alike, says the U.S. Department of Labor.
Potential Pay: The Department says the median annual pay of health services managers is $88,580, with the bottom and top 10 percent making an annual median of $53,940 and $150,560 respectively.*

Degree #5: Finance

If following the stock market and watching Wall Street makes your heart go aflutter, finance might be the major for you. Study finance and you'll learn about everything from raising funds and making wise investments, to controlling costs and more, says the College Board.
Possible Career: Financial Analyst
These professionals assess the strengths of stocks, bonds, and other financial instruments so they can help people and businesses make investment decisions, says the U.S. Department of Labor.
Potential Pay: The Department says the median annual pay of accountants is $76,950, with the bottom and top 10 percent making an annual median of $47,130 and $148,430 respectively.*

Five Flexible Degrees To Consider Now


Degrees for busy people

Tight schedule? Before you cross education off your list, you might want to look into earning your degree online.

By Jennifer Berry
You might think that with your busy life, family obligations, and work schedule, there will never be time to go back to school. But going back to school doesn't necessarily have to mean physically going to school. You can pursue your education from the comfort of your own home, on your own schedule, and still earn a valuable degree.
"Online education is beginning to become as flexible as adult learners really need," says Rod Hewlett, vice president of Bellevue University's Institute for Advanced Professional Programs.
Plus, there are some distinct advantages to online education.
"Online learning is about gaining a valuable personal and professional boost," says Angela Ambrosini, adjunct design professor. "It allows you the opportunity to prosper, adapt in a fast and changing environment, [build] self-confidence, and mostly gives you the edge to stay ahead of the learning curve."
But, keep in mind that an online program might not be for everyone. If you're wondering if it may be right for you, Jay Titus, director of Academic Services for EdAssist (the largest provider of tuition assistance program management services), has some advice: "If I'm speaking with someone who has a full schedule, but can independently manage their time and is even moderately comfortable with technology, I will encourage them to explore an online program."
If that sounds like you, read on to learn about six degrees you could earn online, and why they might be just the thing you need to fit education into your life.

Degree #1 - Business Administration

Want to get a foot up in the business world? Earning your bachelor's degree in business administration online might be the solution you need to fit your degree in around your current schedule.
Some of the courses you might take include operations management, accounting, business ethics and law, business policy and strategy, and human resources management, according to the College Board, a not-for-profit membership organization committed to excellence and equity in education.
Why It's a Good Fit for Online: "Business administration is one of the most common degrees we see adult learners pursuing at EdAssist - both at the undergraduate and graduate level," says Titus. He adds that an online program can actually be more advantageous in some respects - like connecting students with people all over the world, for one example.
"By sitting in a virtual online classroom, you remove any geographical barriers and allow individuals access to more people than they may have access to in the traditional classroom," he explains.
Potential Career Path*:

Degree #3 - Computer Science

Have you always been good with computers, or are interested in solving technical problems? Don't let your packed schedule keep you from earning your degree in computer science. With online education, you can prepare to pursue a new career around your busy life.
Just think about all the things you might learn in classes like artificial intelligence, digital system design, software engineering, and the theory of formal languages - all courses the College Board says are typical of this major.
Why It's a Good Fit for Online: Perhaps the biggest perk for this degree is that studying computer science online gives working adults a chance to put their education to work right away.
"Degrees with specializations in the IT field allow individuals to gain competitive skills and management knowledge. The IT world presents constant challenges, and online students have the ability to maintain employment and utilize the workplace to comprehend and test the knowledge gained in their degree program," says Sher Downing, executive director of online academic services at the W. P. Carey School of Business at Arizona State University.
Potential Career Paths*:

Degree #4 - Information Technology

Another way to prepare to pursue a technical position - even if you don't have time to commit to a traditional brick-and-mortar school - could be to earn your information technology degree online.
You could study a wide range of fascinating topics like C++ programming, computer networking, database management systems, and web technologies, according to the College Board.
Why It's a Good Fit for Online: "Information technology students appreciate the use of technology for learning. The online classroom lets students learn about technology by using technology," says Mary Dobransky, dean of the College of Science and Technology at Bellevue University.
And much like the computer science degree, this degree doesn't depend on in-person collaboration, Titus says. "What's more important is that the student gains the technical skills," he adds. "Because curriculums don't change much - if at all - from on-campus to online, this degree works well for online education."
Potential Career Paths*:

Degree #5 - Accounting

You know that accounting is about much more than spreadsheets and bean-counting. But if you fear you'll never be able to pursue this important career because you don't have time to earn the necessary degree, think again. Earn your accounting degree online and you could have the flexibility to take courses at your own pace.
Those courses could include things like accounting, accounting information systems, business law, auditing, cost accounting, and tax accounting, according to the College Board.
Why It's a Good Fit for Online: Not only could you benefit from the flexibility of being able to schedule your classes on your own time, but the quantitative nature of the curriculum could be well suited to an online format, says Pamela Imperato, dean of the College of Business at Bellevue University
Downing adds that "[t]he field of accountancy requires students to have a broad foundation of courses that prepares them for careers in the public and private sectors," says Downing. "The flexibility of an online degree allows students to attend school for accounting while being employed in positions that allow for real-world application of their academic knowledge."
Potential Career Paths*:

Degree #6 - Graphic Design

Wish you could build a career on your artistic talent, but feel like there's no way you'd ever be able to fit a new degree into your fast-paced life? With online education, that graphic design degree might not be as out-of-reach as you fear.
Just think about learning graphic design techniques, Photoshop for designers, production design, and typography - all of which the College Board says are typical classes you might take for this major.
Why It's a Good Fit for Online: "Graphic design courses are very much suited for online study because they allow the flexibility and independence to study and do comprehensive projects on your own time," says Ambrosini.
"Design degrees require a lot of ingenuity and creativity - online learning allows this very environment for students," she says.
Potential Career Paths*:

3 digital missteps that could cost you your job


There are all kinds of potential landmines in the workplace. Hardnosed office politics. Tight deadlines. Difficult co-workers. But perhaps few areas are as difficult to navigate and as fraught with peril as technology, where one wrong step could literally cost you your job.

We could -- and did -- fill a book with rules and etiquette for the digital age. But let's focus on three particularly tricky trouble spots where even the most experienced professionals sometimes struggle. Here's how to spot and avoid these digital hazards.


Complaining about work on social media
It feels good in the moment to post about your terrible-horrible-no-good-very-bad workday or passive aggressive co-worker on Facebook. But venting about work on any social-media channel -- from Twitter to Instagram to a personal blog that no one reads but your mom -- can have serious career consequences.

Don't think you'll get caught? Neither did the executive who sent out a negative tweet about Memphis just hours before a meeting with FedEx, which happens to have its headquarters there. This misstep damaged a client relationship and even made news headlines.

Your moment of bad judgment might not hit CNN, but there's a long list of workers who have jeopardized or lost jobs because of social media slipups. Their online offenses ranged from criticizing company policies to badmouthing management to poking fun at customers or clients.

Remember that people are always watching online, and you never know how far or wide your posts will spread. Even expert use of privacy settings can't guarantee your comments will remain secret.
So skip the negative comments about your company, boss, clients or colleagues. If you're in the middle of a bad day at the office, try counting to 10 before you post online, and use those few seconds to consider the consequences of what you're about to share.


Forgetting that you're at work
If you're lucky, you have a few close friends at the office. That's great, but it's crucial to keep your interactions within professional limits.


It's easy to think that your buddy won't be offended by a racy joke or will agree with your feelings about a certain political party. But think about even seemingly innocuous steps outside workplace boundaries. That hilarious -- and totally PG -- cat video you sent your mom isn't appropriate for the boss.

Gossip is another office no-no. If you must blow off steam, separate it from the workplace. Save your comments for your spouse or a close friend who doesn't share the same employer.

In fact, your best bet is to draw a line between your personal digital activities and your professional ones. Don't check your eBay bids or shop on Amazon at the office. Even streaming music is frowned upon at many companies because it hogs bandwidth.


Failing to secure company laptops or phones
Did you hear about the unlucky Apple employee who left an unreleased iPhone prototype in a bar? You're probably not carrying around top-secret new hardware, but your laptop and smartphone hold more company secrets than you think.


It's crucial to keep these devices secure to protect your employer's confidential information and your good standing at work. For starters, play within your IT department's rules. Don't turn off password protection or any other security features installed on your devices.

Take the time to review your company's security policies. Some workplaces frown upon leaving a laptop at your desk after hours if it's not locked to the desk. There might even be rules about anything from using public Wi-Fi networks to overseas travel. A few companies, for instance, don't allow workers to take laptops or smartphones to certain countries because of piracy concerns.

If you're traveling, never check a laptop in carry-on luggage and keep a close eye on your devices as you move through security. You also should avoid leaving your devices unattended in a car -- even a locked trunk -- or a hotel room. The same goes for coffee shop tables or conference rooms.

When it comes to navigating the digital world at work, it's always better to err on the safe and cautious side. Slow down, use common sense, and if you're not sure about something, it's better to skip it than to make a misstep that could put your professional reputation -- or even your job -- at risk.