--------------------------------------------------------------------------- bing The Power of Creative Writing with Author9211 --------------

High-Paying Careers You Can Pursue With An Associate's

Source: Yahoo

Lucrative No-Bachelor's Careers

These lucrative careers offer high salaries but only require an associate's degree.

By Terence Loose
Do you think that earning a good salary means earning a bachelor's or master's degree? While studies have shown that, on average, more education means more pay, there are still a number of professions that pay well and require only an associate's degree, which can be completed in as little as two years.
And what do we mean by "pay well"? According to the U.S. Department of Labor, the average annual salary for all U.S. professions is $45,790. So we looked at several professions with an average pay that exceeded that. But the best part is you can pursue these careers with just an associate's degree.
So if your current job isn't living up to a living wage, check out these six high-paying professions that could improve your income sooner than you think.

Computer Support Specialist

Average Salary: $62,960*
Median Salary: $59,090
Top 10 Percent of Earners: $96,850
Bottom 10 Percent of Earners: $34,930
Twenty years ago, the star of the office was the guy who could clear a copier's paper jam. Now in the digital age, it's the techie who can solve your computer glitches. And if you think you'd like to be that guy - or gal - then this career might compute. According to the U.S. Department of Labor, these workers give advice to everyone from individual computer users to entire organizations about how to resolve their computing issues. Believe it or not, you could spend only two years in school to pursue this tech-savvy career.
Why It Pays Well: The proliferation and unimpeded growth of computers in both personal and business life is a major reason these professionals earn good pay, says Susan Heathfield, a management consultant and writer for About.com's Guide to Human Resources. And, she adds, the demand will only rise.
"Every company these days is reliant to some degree on computers and IT (information technology). In addition, the biggest industry in the nation, health care, is converting medical records to digital form. As they do, they'll need all kinds of computer specialists to support that network of computers and information and keep it safe," she says.
Next step: Click to Find the Right Computer Science Program.
Education Needed: The Department of Labor says that education and training requirements for computer support specialists vary. Some positions may require a bachelor's degree, but for others an associate's degree or some postsecondary classes may be enough. A degree in computer science, engineering, or information science might be required for more technical jobs, says the Department.

Civil Engineering Technician

Average Salary: $49,220*
Median Salary: $47,560
Top 10 Percent of Earners: $71,800
Bottom 10 Percent of Earners: $30,430
If you love the idea of helping to build the society's infrastructure but hate the idea of spending many years in college to pursue a career as a full-fledged civil engineer, a career as a civil engineering technician might work for you. These professionals assist civil engineers in planning and designing things like highways, bridges, utilities, and other major infrastructure projects, says the U.S. Department of Labor. You can pursue this engaging, well-paid career after getting an associate's degree that you could earn in two years.
Why It Pays Well: Heathfield says a growing population means more roads, more bridges, more utilities, more - well, you get the idea. That means more civil engineers and more civil engineering technicians to assist them, and since they will be in demand, they will continue to command a decent wage, she says.
"Engineers and their assistants perform an important service. They also have very specialized knowledge, and their work must be done well for safety and other reasons. That's why they earn good salaries," says Heathfield.
Next step: Click to Find the Right Engineering Program.
Education Needed: The Department of Labor says that while not always required, an associate's degree in civil engineering technology is preferred for this job. It's also best to get a degree that has been certified by the Accreditation Board for Engineering and Technology, adds the Department.

Registered Nurse

Average Salary: $67,930*
Median Salary: $65,470
Top 10 Percent of Earners: $94,720
Bottom 10 Percent of Earners: $45,040
If you like the idea of caring for people when they're sick, providing them with emotional support during their road back to recovery, or even just teaching people how to stay healthy, a nursing career might suit you. Those are just a few of the things nurses do, says the U.S. Department of Labor. It's also a career that offers a good salary for a modest educational requirement.
Why It Pays Well: Going forward, with the aging baby boomer population and the implementation of Obamacare, nurses are and will be more and more important, says Nicole Smith, a researcher with Georgetown University's Center on Education and the Workforce.
Registered nurses - and many other health care workers - will always be paid well, she says, because their job is to care for people. "That means you have to do your job to the best of your ability. And it's an important job, so you'll need to have some credentials, but you'll also get good pay," she says.
Next step: Click to Find the Right Nursing Program.
Education Needed: The Department of Labor says nurses typically take one of three educational paths: a bachelor's of science in nursing (BSN), an associate's degree in nursing (ADN), or a diploma from an accepted nursing program. They also must be licensed.

Diagnostic Medical Sonographer

Average Salary $66,360*
Median Salary: $65,860
Top 10 Percent of Earners: $91,070
Bottom 10 Percent of Earners: $44,990
Whether it's diagnosing a serious medical condition or making sure your unborn child is healthy, you likely want your doctor or hospital to use high-tech equipment managed by a highly-skilled professional. That sums up this profession well, because, according to the U.S. Department of Labor, diagnostic medical sonographers use special imaging equipment to send sound waves into patients' bodies in order to assess and diagnose a multitude of health conditions.
The procedures are commonly known as ultrasounds, echocardiograms, and sonograms, says the Department. With such a high salary and the high-tech nature of this field, it might surprise you that you could pursue this medical career after only two years of school.
Why It Pays Well: "These workers are dealing with people's health, so they need to be able to perform at the best of their abilities. They have to show a high competency in operating sensitive equipment, and that's why they are paid well," says Smith.
She points to this career as a good example of the divide in pay levels and upward mobility opportunities in the health care industry. Careers that require formal education - whether it's some college education or a college degree - have much higher pay and better advancement opportunities than those that require no certification or degree, she says.
Next step: Click to Find the Right Sonography Program.
Education Needed: The Department of Labor says that these professionals need formal education, such as a postsecondary certificate or associate's degree. However, the Department says certificates are usually only useful to those already working in related health care jobs, such as nurses.

Dental Hygienist

Average Salary: $70,700*
Median Salary: $70,210
Top 10 Percent of Earners: $96,280
Bottom 10 Percent of Earners: $46,540
There's a reason why that friendly dental hygienist who takes care of your smile is smiling, too - they're earning pretty decent money. And they can be satisfied with the fact that they do an important, essential job. They not only clean those pearly whites, but also check patients for oral disease and educate patients on proper dental care, according to the U.S. Department of Labor. This career is especially high in pay but only requires a short amount of time in school.
Why It Pays Well: Heathfield says that since these workers are part of the health care industry - an industry that has shown nothing but growth with no sign of slowing down - dental hygienists will command a good salary and be in demand for a long while out.
"Also, the link between oral health and general health is pretty well-established now. And with the aging population of baby boomers focusing on staying healthy longer in life, these workers will be seen as more important. That means they will be paid accordingly," says Heathfield.
Next step: Click to Find the Right Dental Hygiene Program.
Education Needed: The Department of Labor says that dental hygienists usually need an associate's degree in dental hygiene to enter the field. They also need to be licensed, with requirements varying by state.

Paralegal

Average Salary: $50,220*
Median Salary: $46,990
Top 10 Percent of Earners: $75,410
Bottom 10 Percent of Earners: $29,420
If you enjoy reading a good mystery or watching a suspenseful legal thriller, working as a paralegal may be a way to live your passion without spending extended years in law school. Paralegals assist lawyers by investigating facts of cases, conducting legal research, and getting affidavits and other formal statements, says the U.S. Department of Labor. They even assist lawyers in court during trials. But unlike lawyers, you could pursue this legal career in less than half the time of law school.
Why It Pays Well: Paralegals earn good money because companies who hire law firms are relying on them more often, says Nancy Tetreaux, a communication and career coach with 20 years of experience in human resources management, much of it with law firms.
"[Companies] can keep their billing down, because attorney billing rates are much higher than paralegal rates, but often the work required can be done just as well by paralegals," she says. For instance, she says, much of the research and drafting of many simple legal documents can be done by paralegals for a fraction of the cost of an attorney.
Furthermore, you often have the chance to increase your pay, she says. "You can do really well if you can work a lot of hours. That's because your base salary is pretty good, and you can earn much more in overtime," says Tetreaux.

Careers That Pay Twice The National Average


Jobs With Above Average Pay

Looking to increase your earning potential? These jobs pay two times the average American salary.

By Gabrielle Hendren
Have you ever heard of someone striving for a career that pays minimum wage? Didn't think so. For better or for worse, we approach the job market with high salary expectations - our radars finely tuned to detect professions that pay the big bucks.
But how do you know which career path will provide you with the best opportunity to earn big? Denise Felder, career adviser and 2010 winner of the Black Twin Cities award for Best Counseling or Professional Development Coach, says high-paying careers share some defining characteristics: "They are usually an important part of an economic or industry trend, and they require specialized skills."
So if you're looking for a high-paying career, you're in luck: We've identified six that pay twice the national average salary, which is $45,790, according to the U.S. Department of Labor. Some of these careers even report average salaries pushing $100K. Of course, many of them require years of schooling and experience, but that's not a reason to keep you from planning out your future today.
Keep reading to learn more about why these six jobs pay big and what you'll need to do to pursue one.

Career #1: Human Resources Manager

Average Annual Wage*
$109,590
10th Percentile of Earners
$59,020
90th Percentile of Earners
$173,140
If friends always seek your counsel and guidance during a life crisis, you may want to consider following the career path of human resources manager.
Human resources managers direct the administrative functions of an organization, such as the recruiting and hiring of new staff, according to the U.S. Department of Labor. Ultimately, they contribute to a company's success by recruiting and motivating qualified employees, and thus maximizing the value of each employee to the organization, adds the Department of Labor.
Why It Pays Well: The function of human resources has evolved with the "onset of global economies, competitive markets, and the constantly evolving environment of legal compliance and requirements," says Oscar De La Cruz, human resources and employee benefits director at the Andrew W. Mellon Foundation. "These changes now require HR professionals to juggle many critical hats and constantly be on top of their game." And with those increased responsibilities comes increased pay, says De La Cruz.
Next step: Click to Find the Right Human Resources Program.
Education Options: The Department states that applicants for a human resources manager position need a combination of education and experience. ''Usually, they need a bachelor's degree in human resources or business administration, although higher-level jobs might require a master's degree in human resources, labor relations, or business administration.

Career #2: Medical and Health Services Manager

Average Annual Wage*
$98,460
10th Percentile of Earners
$53,940
90th Percentile of Earners
$150,560
Has the medical field always piqued your interest, but the decade of expensive schooling required to become a doctor has scared you off? You might instead consider a well-paying career as a medical and health services manager.
These professionals coordinate medical and health services, according to the U.S. Department of Labor. Typical responsibilities range from supervising assistant administrators to managing facility finances to keeping records of medical services. The Department of Labor adds that "as health care changes, medical and health services managers must be able to adapt to changes in laws, regulations, and technology."
Why It Pays Well: "Medical and health services managers have higher pay scales than managers do in other industries because working in the medical field requires specialized knowledge, including the ability to work with often-changing legal and financial regulations," Felder says. In addition, with our aging population "most health care jobs are in high demand, so employers need a large number of workers and pay them well."
Next step: Click to Find the Right Health Care Administration Program.

Education Options: ''Prospective medical and health services managers have a bachelor's degree in health administration," according to the Department. However, they also note that master's degrees in public administration, health services, business administration, public health, and long-term care administration are common.

Career #3: Advertising and Promotions Manager

Average Annual Wage*
$107,060
10th Percentile of Earners
$43,270
90th Percentile of Earners
$187,199 or more
You're a born sales person, and on top of that you work well as part of a team. Sounds like you should consider going after a position as an advertising and promotions manager, where you could potentially bring home a sizeable amount of bacon.
The U.S. Department of Labor defines the job as planning programs to spark interest in a product or service, thereby working with a group of sales agents, art directors, and financial staff members. These professionals develop advertising campaigns, negotiate advertising contracts, initiate market research studies, and balance the goals of a firm with customer satisfaction, according to the Department of Labor.
Why It Pays Well: "Advertising and promotions managers help businesses to market and sell their products, and help them to make money," Felder says. "Many occupations related to increasing a company's profits will pay more than other occupations that do not directly affect a company's bottom line."
Next step: Click to Find the Right Marketing Program.
Education Options: According to the Department, a bachelor's degree is required for most advertising and promotions jobs. Some employers prefer a bachelor's degree in journalism or advertising. The Department also adds that these professionals typically have work experience in advertising, marketing, promotions, or sales.

Career #4: Art Director

Average Annual Wage*:
$94,260
10th Percentile of Earners:
$43,870
90th Percentile of Earners:
$162,800
Not only do you know how to oversee a project and direct a team, but you are also blessed with a creative eye. You might be wise to consider art direction as a career path. It's a great career with even greater earning potential.
According to the U.S. Department of Labor, "art directors are responsible for the visual style and images in magazines, newspapers, product packaging, and movie and television productions." That means they come up with the overall design of a product, and then direct those who will develop the artwork or layouts.
Why It Pays Well: For art directors, it helps that the fruits of their labor are visible and tangible. "In addition to managing projects and staff, an art director can clearly show how his or her work strengthens a company's brand and leads to higher sales of products or services," says Denise Felder. So the bold ad campaign spearheaded by an art director might literally catch his or her boss' eye, leading to a raise.
Next step: Click to Find the Right Art Program.
Education Options: The Department states that in addition to previous work experience, art directors need at least a bachelor's degree in an art or design subject. They usually earn a bachelor of arts or bachelor of fine arts. Before leading a team and making top dollar, the Department of Labor says that many art directors may start out in another art occupation, working as graphic designers, illustrators, copyeditors, or photographers.

Career #5: Computer Network Architect

Average Annual Wage*:
$94,000
10th Percentile of Earners:
$52,580
90th Percentile of Earners:
$141,590
Are you a tech-savvy person, but prefer an office job with a seriously competitive salary over coding in some basement? Look no further than the career of computer network architect.
Computer network architects use information technology (IT) to forward their organization's goals, specifically by creating the internal networks that the employees in their organization will use, according to the U.S. Department of Labor. Other responsibilities include creating a plan for a data communication network, determining the hardware and software necessary to support this network, considering information security, and staying up-to-date on new technology.
Why It Pays Well: These professionals have the big task of keeping companies' computer networks up and running smoothly, which is why the pay is high. "Workers with specialized skills and deep industry knowledge are in higher demand and better paid than someone with general skills," explains Felder. "Computer network architects need to know the latest technology and software required for their jobs." she says.
Next step: Click to Find the Right IT and Information Systems Program.
Education Options: Computer network architects usually need a bachelor's degree in computer science, information systems, engineering, or a related field, in addition to related work experience, according to the Department. Sometimes employers might prefer those with an MBA in information systems.

Career #6: Industrial-Organizational Psychologist

Average Annual Wage*
$98,800
10th Percentile of Earners
$48,780
90th Percentile of Earners
$168,020
You love observing interactions around you, and have a real interest in human psychology and social dynamics. Maybe you should turn your analytical eye toward pursuing a well-paid profession as an industrial-organizational psychologist.
The U.S. Department of Labor says industrial-organizational psychologists apply principles of psychology to the workplace. Additionally, these psychologists may work on policy planning with management, study workplace productivity, and try to improve the quality of work life, adds the Department of Labor.
Why It Pays Well: These professionals can make big bucks when they help companies make big bucks. "Industrial and organizational psychologists are highly compensated because they help maximize an organization's most valuable resource: its people," says David Nershi, executive director of the Society of Industrial and Organizational Psychology (SIOP).
"Industrial and organizational psychologists help organizations make the right hiring decisions," he says. "They also help ensure hiring and promotions are done in a fair and legal way. That can prevent expensive lawsuits and damage to an organization's reputation."
Next step: Click to Find the Right Psychology Program.
Education Options: The Department states that "graduates with a master's degree in psychology can work as industrial-organizational psychologists."

Master's Degrees That Could Improve Your Hiring Potential

Source: Yahoo

Master's Degrees Employers Want

A new study reveals what master's degrees were hot with employers in 2012, and what they're looking for now.

By Terence Loose
Did you know that 75 percent of companies said they plan to hire master's in business administration (MBA) grads in 2013? And over a third of them said they plan to hire recent grads with master's in accounting, finance, and management?
That's according to a study titled "2013 Corporate Recruiters Survey" by the Graduate Management Admission Council (GMAC). The study collected surveys from over 900 employers in 50 countries worldwide, leading to some newsworthy findings.*
And according to Deb Hornell, a business and management consultant with 25 years of experience and author of "Good Things for a Full Life," a master's could be the new bachelor's.
"It's almost like high school used to be the entry-level degree, then it was a bachelor's degree. Now, I think the master's is becoming the entry-level degree for a lot of companies. They want you to understand the framework of business before you come in the door," she says.
So to give you an idea of which master's degrees employers are looking for the most, we took a deeper look into the GMAC study and asked Hornell her opinion about the master's degrees it included as well. Read on to find out which master's degrees employers are looking to hire now.

Master's in Business Administration (MBA)

% of Companies Surveyed that Hired MBA Grads in 2012: 71**
% of Companies Surveyed that Planned to Hire MBA Grads in 2013: 75**
A master's in business administration (MBA) tops the list on GMAC's report. It might be because this degree takes a person's business skills to the next level by covering all facets of business - from management and leadership to marketing and strategy, says Hornell.
Why Employers Want This Degree: The world, especially the world of business, is changing much more rapidly these days, says Hornell, so companies have to react fast. "They need people coming in the door who understand how business runs, people with the skill sets to help turn around situations quicker, or to take start-ups into the marketplace. An MBA does that," she says.
Next step: Click to Find the Right MBA Program.
Potential Career: Human Resources Manager
Human resources managers plan, direct, and coordinate the administrative functions of a company, according to the U.S. Department of Labor. They usually need a bachelor's in human resources or business administration, the Department of Labor notes.

Master's in Management

% of Companies Surveyed that Hired Master's in Management Grads in 2012: 42
% of Companies Surveyed that Planned to Hire Master's in Management Grads in 2013: 43
A lot of business is management. Management of assets, management of people, management of time. So it might not be surprising that more than 40 percent of employers plan to hire graduates with this degree in 2013.
Why Employers Want This Degree: Along with coursework in core areas of business such as finance, accounting, and marketing, this degree also includes organizational behavior, which is popular among employers, says Hornell. "It brings in leadership. Employers like this degree, because it focuses on the skills it takes to align people and move them in the same direction toward a common goal." That's what good managers and leaders do, she says.
Next step: Click to Find the Right Management Program.
Potential Career: Medical or Health Services Manager
These people help clinics, hospitals, and other health care facilities run efficiently by coordinating the delivery of medical and health services, says the U.S. Department of Labor. Hornell says that those with a master's in management or organizational behavior often qualify for these positions.

Master's in Finance

% of Companies Surveyed that Hired Master's in Finance Grads in 2012: 41
% of Companies Surveyed that Planned to Hire Master's in Finance Grads in 2013: 43
The financial sector may have been looked upon unfavorably by some after the housing crash of 2008 and 2009. But the resulting struggling economy made finance - and those skilled in it - even more important to those who run big businesses, says Hornell.
Why Employers Want This Degree: "This is a degree that focuses on the quantitative aspects of business," says Hornell. She says it's not surprising that employers find this degree very attractive, since financing has become such a cornerstone in the business world. Every business of any size has a finance expert, and many times they are responsible for the financial health of a company. That makes skills in this area very sought after, she says.
Next step: Click to Find the Right Finance Program.
Potential Career: Financial Analyst
If you are fascinated with investments, such as stocks, bonds, and other such financial products, this might be the career for you. The U.S. Department of Labor says these professionals provide guidance to businesses and individuals in these areas. The Department of Labor says that even though many positions require a bachelor's degree in a related field, employers often require an MBA or a master's in finance, especially for advanced positions.

Master's in Accounting

% of Companies Surveyed that Hired Master's in Accounting Grads in 2012: 34
% of Companies Surveyed that Planned to Hire Master's in Accounting Grads in 2013: 38
Is accounting not sexy enough for you? Well, employers seem to think otherwise, at least, if you believe the GMAC report: well over a third of businesses surveyed said they'd hire these grads.
Why Employers Want This Degree: "Again, [there is] a very quantitative focus to this degree. It's about the bottom line. And all businesses care about the bottom line," says Hornell. In addition, she says, this degree also prepares students to deal with facets of the business such as tax return preparation - which is an inevitability and important to most businesses.
Next step: Click to Find the Right Accounting Program.
Potential Career: Accountant
The U.S. Department of Labor says accountants do such things as compute taxes owed, prepare tax returns, organize and maintain financial records, and conduct other important fiscal matters. So how do you pursue this career? The Department of Labor says that although most positions require at least a bachelor's degree in accounting or a related field, some employers prefer to hire candidates with a master's in accounting or an MBA with a concentration in accounting.

Master's in a Non-Business Field

Percentage of Companies Surveyed that Hired Non-Business Master's Grads in 2012: 52
Percentage of Companies Surveyed that Planned to Hire Non-Business Master's Grads in 2013: 54
Business-focused master's degrees aren't the only graduate degrees that the GMAC study says employers are after. In fact, the study found that over half of employers plan to hire recent grads with non-business master's degrees.
While there are many master's degrees that fall outside the realm of business, Hornell says a master's in education administration is high on the list of two types of employers: those that want people who understand how to learn and teach (i.e. lead), and municipalities that are adapting to national education reform.
Why Employers Want This Degree: "The reason I chose education is because I think the most important thing when someone is getting a degree is learn[ing] how to learn," says Hornell. "Keep curious. That's what people need right now." She adds that although No Child Left Behind (the government's program to help close achievement gaps among students) was noble, it didn't fulfill its promise. As a result, "there is a lot of revamping going on in the education system, particularly in big cities. That will add demand for this degree," she says.
Next step: Click to Find the Right Education Administration Program.