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Time-management tips for the real world


Some time-management tips seem designed to help you fantasize about an alternate reality rather than to get things done in this one. From shaving a few seconds off your morning coffee run to scheduling your time so aggressively that your day falls apart if you stop to sneeze, the advice can be far removed from the unpredictable world most of us live and work in.
Instead of aiming to transform yourself into a time-management machine who never wastes a nanosecond, try these five humble but effective tips for making better use of your time.
1. Jump the gun
The desire for better time management is often fueled by anxiety about falling behind. Nothing can ease your mind about the day ahead more effectively than getting a head start on it.
Setting aside a half hour to an hour of uninterrupted time each day -- either before or after you're available to others -- can dramatically lighten your worries. Use this period to get started on the biggest item on your agenda or to knock out a small but pesky task that's been hanging over your head.
2. Ditch the extensive to-do list
An ambitious, elaborate to-do list can give you a fleeting sense of accomplishment: "Look at all the stuff I'll get done!"
Then, the day starts. The first task takes longer than expected, an urgent new project arises and you're asked to fill in on a conference call for a colleague who's out sick. At the end of the day, you've barely dented your list, so you feel like you've failed and can't appreciate what you did accomplish.
A shorter, simpler list that leaves room for inevitable twists and turns can be more effective. Break down larger assignments and be specific about the actions you can take. The more narrowly defined an action is, the less daunting it will seem. Also keep in mind that leaving an item off your list -- even if it's just temporarily -- doesn't mean it won't get done.
3. Expect interruptions
Some of the most attractive time-management advice conveniently overlooks a central fact about typical workdays: They tend to involve other people. Sometimes a lot of them, and not always the ones we expect.
When your boss or a colleague -- or your child's day care manager, for that matter -- needs your input, you can't exactly say that you're busy adhering to your strict new schedule. Approaching your day with rigid expectations about how it will unfold is one common barrier to maximizing your productivity and becoming a great team member.
At the same time, be careful not to create interruptions for yourself. Does that email really require an immediate response? One of the simplest and best ways to manage your time better is to set aside periods in which you check your email rather than distracting yourself with them throughout the day. In most cases, business etiquette demands a response within 24 hours, not an instantaneous reply.
4. Keep tools simple
A million tools exist to help you manage your time. No doubt many of them can be extremely helpful. But they can also work against you if taken to the extreme. Constantly checking and updating multiple calendars, lists and apps can take more time than the task you're trying to track.
Going overboard with these tools can also heighten a sense of being surrounded by unfinished work. Minimize the methods you use. For example, keep all your to-do items in one place, whether that's an online calendar or a sticky note on your desk.
5. Catch your breath
Jamming your day with wall-to-wall tasks and meetings may seem like the most responsible, productive approach to scheduling. But if you're distracted or tired during those activities, you'll likely create more work for yourself down the line. A hasty decision made during a hectic, exhausting day, for instance, can necessitate weeks of correction or rework.
Building breaks into your day -- whether or not they can happen at predictable times -- is one of the best things you can do to protect your long-term productivity. When you take a walk or just a trip to the break room, you're not shirking your responsibilities. You're protecting your ability to execute them.
Time management is a highly individual matter; no single method works well for everyone. Even a system that makes perfect sense to you intellectually might not turn out to be the most effective one in practical terms. Trust your experiences, not your expectations.
After a couple of weeks of trying a new approach, do you feel better about your workload? Are you getting more things done, and done well? If not, try something else. If you focus on simple, sustainable habits rather than unrealistic goals, you're bound to find yourself taking better care of your time in no time.

Six High-Earning Careers That Are Within Reach

Jobs That Earn Top Dollar

Looking to move up and earn more? These six positions could be within reach.

By Anne Wynter
Maybe you're still working out exactly what you want to do with your life, or perhaps you're looking to make a strategic career change. Whatever the case may be, one thing is likely true: you want a job that will put you in a comfortable financial position - whether that means  starting your child's college fund, taking some great vacations, or purchasing your dream home.
The good news is there are careers in a variety of fields that pay median salaries of $80,000 and up. But before you start browsing job listings, keep in mind that these aren't entry-level positions. Many of the careers require you to achieve a certain level of expertise or possess several years of experience.
However, if one of these high-paying careers strikes a chord with you, you might want to think about how to start working your way toward it, so you could one day enjoy some handsome returns.

Career #1: Information Security Analyst


Median Annual Salary: $86,170
90th Percentile: $135,600
10th Percentile: $49,960

These days the words "cyber attack" have a way of striking fear in the hearts of leaders and managers at all levels, whether they're running a local bakery or the United States government. If you've got a talent for tech and you're interested in earning more, pursuing a career as an information security analyst could be a great option.
According to the U.S. Department of Labor, information security analysts stay informed about trends in cyber attacks and determine which technology will protect companies and organizations from these threats.
Why The Solid Earnings? Thanks to an increase in cyber attacks and other types of technology terrorism, companies and organizations need these professionals to anticipate and prevent these threats, says Roy L. Cohen, a career counselor, executive coach and the author of "The Wall Street Professional's Survival Guide: Success Secrets of a Career Coach."
Next step: Click to Find the Right Computer Science Program.
The Career Path: To go after one of these promising positions, you'll need a bachelor's degree in computer science, programming, or a similar area, notes the Department of Labor. Some employers may prefer candidates with a master of business administration in information systems. The Department also notes that information security analysts usually need previous experience in a related position.

Career #2: School Principal


Median Annual Salary: $87,760
90th Percentile: $130,810
10th Percentile: $58,530

Are you fired up about education? Do you get excited when you think about helping hundreds or thousands of students achieve academic success? If so, pursuing a career as a school principal could be a solid choice for you.
According to the U.S. Department of Labor, a principal leads all the teachers and staff members and measures the school's progress toward meeting their goals and objectives.
Why The Solid Earnings? Principals often have to serve as jacks-of-all-trades, which is one reason they can pull in such strong salaries. "Like CEOs, they oversee organizations made up of many departments and numerous areas of expertise," says Cohen. "Their performance is under constant surveillance to ensure that students achieve pre-established standards and goals."
Next step: Click to Find the Right Education Leadership Program.
The Career Path: Most elementary, middle, and high schools require principals to hold a master's degree in education administration or education leadership, according to the Department of Labor. If they plan to work in a public school, they're also required to possess a state-specific school administrator license. Additionally, the Department says many principals have work experience as teachers.

Career #3: Actuary


Median Annual Salary: $93,680
90th Percentile: $175,330
10th Percentile: $55,780

Do you find yourself trying to calculate the risk associated with jaywalking across a major street? Are you constantly reminding your friends that correlation does not equal causation? You might be cut out for the high-paying career of actuary.
This career involves using statistical data and financial theory to assess the risk that an event will occur and design business strategies, such as insurance policies, to cut back on a company's risk, notes the U.S. Department of Labor.
Why The Solid Earnings? Actuaries must draw from in-depth, advanced knowledge of mathematics and statistics to calculate risk, Cohen notes. They are well paid because companies use actuarial analysis to inform major decisions about capital and resources, he adds.
Next step: Click to Find the Right Business Program.
The Career Path: Ready to start crunching numbers? If you want to pursue a career as an actuary, the Department of Labor notes that you'll need a bachelor's degree in actuarial science, math, statistics, or business. You may also be required to pass several actuarial exams before working in this position.

Career #4: Marketing Manager


Median Annual Salary: $119,480
90th Percentile: $187,199 or greater
10th Percentile: $62,650

Are you a creative type who loves to keep up with trends in new services and products? Then you should consider pursuing the high-earning role of marketing manager.
The U.S. Department of Labor notes that these professionals initiate marketing research, estimate demand for products or services, create pricing strategies, and monitor trends to determine whether new products and services are needed.
Why The Solid Earnings? Cohen notes that these professionals "must be knowledgeable in a range of disciplines, including both traditional product development and brand management as well digital and social media strategy." Marketing managers use these skills to increase a company's revenue and bottom-line performance, adds Cohen, which is why employers are willing to compensate them with high salaries.
Next step: Click to Find the Right Marketing Program.
The Career Path: If you want to get into this field, you'll probably need to have a bachelor's degree, as according to the Department of Labor, most marketing managers have one. While the Department doesn't mention specific majors, coursework in management, business law, accounting, finance, economics, math, and statistics are advantageous. It also notes that these professionals often have job experience in marketing, advertising, promotions, or sales.

Career #5: Training and Development Manager


Median Annual Salary: $95,400
90th Percentile: $164,640
10th Percentile: $54,070

If you like the thought of matching up professionals with the right knowledge and skills they need to complete their jobs, you could be cut out to pursue a lucrative career as a training and development manager.
According to the U.S. Department of Labor, training and development managers determine what kind of training employees need, develop and evaluate various training programs, and ensure that the training and development costs are under budget.
Why The Solid Earnings? "Training and development managers convey and cultivate skills to mid-level managers, directors, and VP levels, helping save billions of corporate dollars in recruiting, hiring, training and consulting expenses," notes Iqbal Atcha, a career consultant and author of the book "The Diamond Factor." Because having an effective training and developing manager in place can save a company so much money, employers are willing to provide high salaries for these professionals, he adds.
Next step: Click to Find the Right Business Administration Program.
The Career Path: So what do you need in order to pursue this position? The Department of Labor reports that a bachelor's degree may be sufficient for many training and development manager positions and that often these managers major in business administration, human resources, or a related field. Some jobs may require a master's degree, adds the Department.
You'll also need to come to the table with relevant work experience as the Department says many positions require experience in a human resources field, management, information technology, training and development, or teaching.

Career #6: Administrative Services Manager


Median Annual Salary: $81,080
90th Percentile: $143,070
10th Percentile: $44,330

So you're a natural leader with a knack for keeping track of all those little details that other people tend to miss. If that's the case, a high-paying career as an administrative service manager could be right for you.
The U.S. Department of Labor reports that administrative services managers - sometimes called business office managers in small organizations - take care of planning and coordinating all of those support services of a business. This includes buying and distributing office supplies, making sure the workplace is safe, overseeing equipment maintenance, and supervising the administrative staff.
Why The Solid Earnings? Atcha points out that companies offer strong salaries to these professionals because they "not only help save companies millions of dollars in waste, but [they] also ensure compliance with federal, state, and industry investigators."
Next step: Click to Find the Right Business Program.
The Career Path: If this sounds like it's right up your alley, the Department of Labor notes that employers typically require candidates to hold a high school diploma or GED, although some administrative services managers need at least a bachelor's degree. Managers who pursue a bachelor's degree typically study business, facility management, or engineering. Potential managers should also possess experience that demonstrates their managerial skills.

Online Degrees For Adults With Busy Lives

Online Degrees For Adults

Thinking about going back to school, but not sure you have the time? It might be time to log into online education.

By Terence Loose
Do you want to go back to school to earn a degree that could help you pursue a new career, but wonder "Where am I going to get the time?" We get it. You've got a job, family, maybe even kids. You're an adult, with very little time.
But don't lose hope - online education might be a good fit for you and your busy schedule.
In fact, over 90 percent of all academic leaders rate the scheduling flexibility of online as ''superior'' or ''somewhat superior'' to that for face-to-face instruction, according to a 2011 online education report published by the Babson Survey Research Group, and co-published by the College Board, a nonprofit research organization that promotes higher education.
And with online education often giving students the option of attending class from anywhere, it's not hard to believe that online learning could be a viable option for busy students.
Ready to earn a degree on your time? Read on for five popular online degrees for adult students.

Online Degree #1: Bachelor's in Accounting

Are you the one in your household who balances the checkbook and makes sure the taxes are filed on time? It might be time to upgrade those skills by pursuing an online bachelor's degree in accounting.
Adults Welcome: This online degree not only gives you the flexibility you need to advance your education, but for adults looking to change careers, "It's also a very practical, career-focused degree," says Heathfield.
Click Here to Find the Right Online Accounting Program.
Degree Highlights: Not sure you want to sign up for classes in how to count beans? Good, because according to the College Board, this degree prepares you to do much more. In fact, they say you'll not only learn to analyze and record financial data, but also communicate your findings to business management and individuals.
Related or Potential Career(s): In addition to accountant, this degree prepares you to pursue a career in auditing. According to the U.S. Department of Labor, most accountant and auditor positions require a bachelor's degree in accounting or one in a related subject.

Online Degree #2: Bachelor's in Computer Science

If you spend a lot of time on the computer - and who doesn't these days - pursuing an online bachelor's degree in computer science might be just the way to make that computer time even more productive.
Adults Welcome: If you're an adult with the goal of getting a degree that could impress a variety of employers, then computer science is a good choice, says Heathfield. "It is the best degree I can think of for the future and employment options, because every business relies on computers or a network of them," she says.
Click Here to Find the Right Online Computer Science Program.
Degree Highlights: Does a fairly rigorous program featuring some math get you fired up? We hope so, because Heathfield says that's likely what you'll get with this online degree. The College Board highlights the fact that this degree teaches students programming and the theory and design of computer software.
Related or Potential Career(s): Most computer programmers have a bachelor's degree in computer science or in a related field of study, says the U.S. Department of Labor. These people often write code to create software programs.

Online Degree #3: Bachelor's in Human Resources

Are you good with people? Are you gifted at quickly summing up their strengths and weaknesses? An online bachelor's degree in human resources could refine your natural talents into marketable skills.
Adults Welcome: This is a great degree for an adult student for a few reasons, says Heathfield.
"It's a practical and versatile degree, in my opinion. Employers of all industries are recognizing that one of their most valuable assets is their staff, so knowing how to find, or keep, good people is a great skill to have," says Heathfield. She adds that adults may be more suitable for this online degree since they often have a lot of experience dealing with or working with people in both the workplace and life.
Click Here to Find the Right Online Human Resources Program.
Degree Highlights: In this degree, you might take courses that ask questions such as: What makes people want to work? How does being part of a group affect the way people act? How can leaders change the culture of an organization? You'll also study how to handle business issues, from staffing and training, to health and safety in the workplace, says the College Board.
Related or Potential Career(s): Human resources specialist and human resources manager are two positions for which the U.S. Department of Labor says employers usually want a bachelor's degree in human resources or business administration. Qualifying for a managerial human resources role - which means recruiting, screening, interviewing, and training workers - usually also requires work experience, says the Department of Labor.

Online Degree #4: Associate's or Certificate in Medical Assisting

Have you always pictured yourself studying medicine, but you aren't sure your schedule permits the demanding years of medical school? An online certificate or associate's degree in medical assisting could help you pursue a career in the health field at a faster pace.
Adults Welcome: "This is a degree that will teach skills needed in the booming health care industry," says Heathfield. And an online certificate or associate's degree in medical assisting can be completed in as little as one or two years, respectively, making each a great fit for a busy adult lifestyle.
Click Here to Find the Right Online Medical Assisting Program.
Degree Highlights: The College Board says that medical assisting programs teach students how to help doctors with both administrative and clinical tasks. Typical classes, according to the College Board, include medical terminology, medical software applications, pharmacology, diseases of the human body, and more.
Related or Potential Career(s): Yes, believe it or not, online medical assisting certificate and associate's degree programs are designed to help you pursue a career as a medical assistant. According to the U.S. Department of Labor, "There are no formal educational requirements for becoming a medical assistant in most states. However, some medical assistants graduate from formal education programs, and employers may prefer such training." This includes certificate and associate's degree programs.

Online Degree #5: Associate's in Dental Assisting

Do you like the idea of helping to put more bright smiles in the world? Well, your shining personality might help on this front, but an online associate's degree in dental assisting will likely be much more effective.
Adults Welcome: As a busy adult, time is probably scarce and the faster you can get something done, the better. And while completion times do vary by student, an associate's degree in dental assisting could be a great option if you're looking to pursue a new career sooner rather than later. In fact, this degree is attainable online in as few as two years.
Click Here to Find the Right Online Dental Assisting Program.
Degree Highlights: Are you ready to learn how to do everything from taking dental x-rays and whole mouth impressions to sterilizing equipment and keeping dental records in order? That's what this major will teach you, thanks to classes like dental radiology, oral anatomy, dental records, and more, says the College Board.
Related or Potential Career(s): Not surprisingly, an online associate's degree in dental assisting is designed to help you pursue a career as a dental assistant. The Department of Labor also says different states have different requirements for this position, ranging from no formal education requirements to graduating from an accredited program and passing an exam. Formal education programs could lead to certificates, diplomas, or associate's degrees.