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Five Flexible Degrees To Consider Now


Degrees for busy people

Tight schedule? Before you cross education off your list, you might want to look into earning your degree online.

By Jennifer Berry
You might think that with your busy life, family obligations, and work schedule, there will never be time to go back to school. But going back to school doesn't necessarily have to mean physically going to school. You can pursue your education from the comfort of your own home, on your own schedule, and still earn a valuable degree.
"Online education is beginning to become as flexible as adult learners really need," says Rod Hewlett, vice president of Bellevue University's Institute for Advanced Professional Programs.
Plus, there are some distinct advantages to online education.
"Online learning is about gaining a valuable personal and professional boost," says Angela Ambrosini, adjunct design professor. "It allows you the opportunity to prosper, adapt in a fast and changing environment, [build] self-confidence, and mostly gives you the edge to stay ahead of the learning curve."
But, keep in mind that an online program might not be for everyone. If you're wondering if it may be right for you, Jay Titus, director of Academic Services for EdAssist (the largest provider of tuition assistance program management services), has some advice: "If I'm speaking with someone who has a full schedule, but can independently manage their time and is even moderately comfortable with technology, I will encourage them to explore an online program."
If that sounds like you, read on to learn about six degrees you could earn online, and why they might be just the thing you need to fit education into your life.

Degree #1 - Business Administration

Want to get a foot up in the business world? Earning your bachelor's degree in business administration online might be the solution you need to fit your degree in around your current schedule.
Some of the courses you might take include operations management, accounting, business ethics and law, business policy and strategy, and human resources management, according to the College Board, a not-for-profit membership organization committed to excellence and equity in education.
Why It's a Good Fit for Online: "Business administration is one of the most common degrees we see adult learners pursuing at EdAssist - both at the undergraduate and graduate level," says Titus. He adds that an online program can actually be more advantageous in some respects - like connecting students with people all over the world, for one example.
"By sitting in a virtual online classroom, you remove any geographical barriers and allow individuals access to more people than they may have access to in the traditional classroom," he explains.
Potential Career Path*:

Degree #2 - Paralegal Studies

Pining for a job in the legal world, but think you don't have the time to earn the degree you need to get your foot in the door? Consider earning your associate's degree in paralegal studies online and you can prep for a legal future on your own time.
Some of the courses typical of this major include civil procedure, law office administration and management, legal research and writing, and litigation, according to the College Board.
Why It's a Good Fit for Online: "Online learning gives students in paralegal studies the best of both worlds," says Clif Mason, interim dean of the College of Arts and Sciences and professor of English and humanities at Bellevue University.
"Much of the core curriculum of paralegal studies is based on research and writing - two things that almost all of us do on computers today anyways," says Titus. "Online education makes a lot of sense [for this degree] because a majority of the work has to be done independently and requires the student to spend time outside of the classroom anyway," he says.
Potential Career Path*:

Degree #3 - Computer Science

Have you always been good with computers, or are interested in solving technical problems? Don't let your packed schedule keep you from earning your degree in computer science. With online education, you can prepare to pursue a new career around your busy life.
Just think about all the things you might learn in classes like artificial intelligence, digital system design, software engineering, and the theory of formal languages - all courses the College Board says are typical of this major.
Why It's a Good Fit for Online: Perhaps the biggest perk for this degree is that studying computer science online gives working adults a chance to put their education to work right away.
"Degrees with specializations in the IT field allow individuals to gain competitive skills and management knowledge. The IT world presents constant challenges, and online students have the ability to maintain employment and utilize the workplace to comprehend and test the knowledge gained in their degree program," says Sher Downing, executive director of online academic services at the W. P. Carey School of Business at Arizona State University.
Potential Career Paths*:

Degree #4 - Information Technology

Another way to prepare to pursue a technical position - even if you don't have time to commit to a traditional brick-and-mortar school - could be to earn your information technology degree online.
You could study a wide range of fascinating topics like C++ programming, computer networking, database management systems, and web technologies, according to the College Board.
Why It's a Good Fit for Online: "Information technology students appreciate the use of technology for learning. The online classroom lets students learn about technology by using technology," says Mary Dobransky, dean of the College of Science and Technology at Bellevue University.
And much like the computer science degree, this degree doesn't depend on in-person collaboration, Titus says. "What's more important is that the student gains the technical skills," he adds. "Because curriculums don't change much - if at all - from on-campus to online, this degree works well for online education."
Potential Career Paths*:

Degree #5 - Accounting

You know that accounting is about much more than spreadsheets and bean-counting. But if you fear you'll never be able to pursue this important career because you don't have time to earn the necessary degree, think again. Earn your accounting degree online and you could have the flexibility to take courses at your own pace.
Those courses could include things like accounting, accounting information systems, business law, auditing, cost accounting, and tax accounting, according to the College Board.
Why It's a Good Fit for Online: Not only could you benefit from the flexibility of being able to schedule your classes on your own time, but the quantitative nature of the curriculum could be well suited to an online format, says Pamela Imperato, dean of the College of Business at Bellevue University
Downing adds that "[t]he field of accountancy requires students to have a broad foundation of courses that prepares them for careers in the public and private sectors," says Downing. "The flexibility of an online degree allows students to attend school for accounting while being employed in positions that allow for real-world application of their academic knowledge."
Potential Career Paths*:

Degree #6 - Graphic Design

Wish you could build a career on your artistic talent, but feel like there's no way you'd ever be able to fit a new degree into your fast-paced life? With online education, that graphic design degree might not be as out-of-reach as you fear.
Just think about learning graphic design techniques, Photoshop for designers, production design, and typography - all of which the College Board says are typical classes you might take for this major.
Why It's a Good Fit for Online: "Graphic design courses are very much suited for online study because they allow the flexibility and independence to study and do comprehensive projects on your own time," says Ambrosini.
"Design degrees require a lot of ingenuity and creativity - online learning allows this very environment for students," she says.
Potential Career Paths*:

3 digital missteps that could cost you your job


There are all kinds of potential landmines in the workplace. Hardnosed office politics. Tight deadlines. Difficult co-workers. But perhaps few areas are as difficult to navigate and as fraught with peril as technology, where one wrong step could literally cost you your job.

We could -- and did -- fill a book with rules and etiquette for the digital age. But let's focus on three particularly tricky trouble spots where even the most experienced professionals sometimes struggle. Here's how to spot and avoid these digital hazards.


Complaining about work on social media
It feels good in the moment to post about your terrible-horrible-no-good-very-bad workday or passive aggressive co-worker on Facebook. But venting about work on any social-media channel -- from Twitter to Instagram to a personal blog that no one reads but your mom -- can have serious career consequences.

Don't think you'll get caught? Neither did the executive who sent out a negative tweet about Memphis just hours before a meeting with FedEx, which happens to have its headquarters there. This misstep damaged a client relationship and even made news headlines.

Your moment of bad judgment might not hit CNN, but there's a long list of workers who have jeopardized or lost jobs because of social media slipups. Their online offenses ranged from criticizing company policies to badmouthing management to poking fun at customers or clients.

Remember that people are always watching online, and you never know how far or wide your posts will spread. Even expert use of privacy settings can't guarantee your comments will remain secret.
So skip the negative comments about your company, boss, clients or colleagues. If you're in the middle of a bad day at the office, try counting to 10 before you post online, and use those few seconds to consider the consequences of what you're about to share.


Forgetting that you're at work
If you're lucky, you have a few close friends at the office. That's great, but it's crucial to keep your interactions within professional limits.


It's easy to think that your buddy won't be offended by a racy joke or will agree with your feelings about a certain political party. But think about even seemingly innocuous steps outside workplace boundaries. That hilarious -- and totally PG -- cat video you sent your mom isn't appropriate for the boss.

Gossip is another office no-no. If you must blow off steam, separate it from the workplace. Save your comments for your spouse or a close friend who doesn't share the same employer.

In fact, your best bet is to draw a line between your personal digital activities and your professional ones. Don't check your eBay bids or shop on Amazon at the office. Even streaming music is frowned upon at many companies because it hogs bandwidth.


Failing to secure company laptops or phones
Did you hear about the unlucky Apple employee who left an unreleased iPhone prototype in a bar? You're probably not carrying around top-secret new hardware, but your laptop and smartphone hold more company secrets than you think.


It's crucial to keep these devices secure to protect your employer's confidential information and your good standing at work. For starters, play within your IT department's rules. Don't turn off password protection or any other security features installed on your devices.

Take the time to review your company's security policies. Some workplaces frown upon leaving a laptop at your desk after hours if it's not locked to the desk. There might even be rules about anything from using public Wi-Fi networks to overseas travel. A few companies, for instance, don't allow workers to take laptops or smartphones to certain countries because of piracy concerns.

If you're traveling, never check a laptop in carry-on luggage and keep a close eye on your devices as you move through security. You also should avoid leaving your devices unattended in a car -- even a locked trunk -- or a hotel room. The same goes for coffee shop tables or conference rooms.

When it comes to navigating the digital world at work, it's always better to err on the safe and cautious side. Slow down, use common sense, and if you're not sure about something, it's better to skip it than to make a misstep that could put your professional reputation -- or even your job -- at risk.

Beyond free food: 15 little employee perks that go a long way


Let me start off with a disclaimer: I'm not hating on free food. In fact, I love free food. And I know I'm not the only one who appreciates getting surprised with Dunkin' Donuts from the boss on a random Wednesday morning. However, if you're a manager and you're only relying on free food to motivate your employees, it starts to get a little stale (pun intended). The best workplace perks are personal -- designed to show employees you value their work, respect their time outside of work and look out for their well-being.
The following workplace perks go beyond the norm to provide employees convenience, flexibility and fun at the same time. It's also worth mentioning that the employers referenced below, who offer these perks, are mainstays on national and regional "best places to work" lists. The best part? These perks are at very little to no cost for employers.
15 little employee perks that go a long way
1. Flexible schedules: You may not be able to offer your employees the luxury of working remotely all the time or creating their own schedules, but perhaps you could offer a monthly "work from home" day or take a cue from World Wildlife Fund and give them every other Friday off. Employees will appreciate the show of trust and autonomy.
2. Concierge services: Both SC Johnson and USAA offer employees an on-site concierge to help them accomplish everyday errands at work, such as mailing packages, sending flowers, delivering groceries, getting oil changes and picking up prescriptions.
3. Free classes: Discovery Communications offers employees free classes designed to engage their creativity, while World Wildlife Fund offers employees complimentary lunchtime presentations from professional speakers related to conservation and the environment, and Quicken Loans -- boasting that "working here makes you smart" -- offers free educational seminars on finance and health.
4. Free booze: New Belgium Brewing employees are allowed to drink one shift beer (after clocking out) and take home one 12-pack per week. But it's not just beer companies offering free alcohol -- in fact, free alcohol seems to be a growing workplace trend.
5. Free massages: It's becoming more normal for companies to offer massages as a work perk. Justin.tv employees get to take advantage of free monthly massages, and USAA is also known to send masseuses to employees' desks for the occasional stress-relieving rubdown.
6. Discounts on event tickets and retailers: Bright Horizons employees enjoy savings on movie tickets and brand-name retailers, online stores, along with exclusive discounts for services and goods at such places as Verizon, Sprint, T-Mobile and Budget Rent a Car.
7. On-site child care: What parent wouldn't be grateful for free child care? Both Discovery Communications and Yum! Brands (owners of KFC and Taco Bell) are among the growing number of companies offering on-site child care.
8. On-site haircuts: Haircuts are one of the more unusual of Google's many employee perks, but other employers seem to be catching on to the trend as well: Worthington Industries employees get access to on-site barbershops.
9. Community service days: Sponsoring companywide volunteer days is a good way to boost employee morale and encourage team building at the same time. U.S. Bank, Gap and Intuit are just a few of the many companies that give employees paid time off to volunteer.
10. Nap rooms: The Huffington Post and Nationwide Planning Associates both have designated "nap rooms" where employees can get a midday refresher.
11. Free play: Whether it's a designated "playroom" for employees -- stocked with foosball tables and video games -- or holding a friendly after-hours bowling game (like SeatGeek does), encouraging play at work can boost productivity and strengthen team bonding.
12. Fitness discounts: It's getting to the point where companies that don't offer some sort of health club discount are in the minority. But these days, health and wellness perks come in all forms -- from on-site fitness facilities and yoga classes to company sponsored weight loss programs. Some companies -- such as Missouri American Water Company -- even go so far as to pay their employees to work out.
13. Employee referral bonuses: One of the best ways to reward great employees is also one of the best ways to get new employees. Just look at Ernst & Young, Deloitte and Enterprise Rent-A-Car, where employees get referral incentives such as iPads and big-screen TVs for referring new hires.
14. Hack-a-thons: Hack-a-thons, or hack days, have become a mainstay for companies of every size and across all industries -- from Google, Apple and Pinterest to online lending platform Enova, and even CareerBuilder. Not only do these events tap into workers' creativity and sense of accomplishment, they also tend to generate new business ideas.
15. Pet-friendly environments: A growing number of companies allow employees to bring their dogs to work, but tech company The Nerdery goes one step further and hosts "Puppy Fight Club" every Thursday (it's a lot nicer than it sounds).

7 Careers Perfect for Wallflowers


Careers for Wallflowers

How to choose a career that allows you to embrace your quiet, thoughtful side.

By Terri Williams
While many people think that being a wallflower is a career hindrance, some of the best jobs in the country are well-suited for introverted personalities.
And we're not talking about working with cadavers in a morgue or translating ancient documents in a cobweb-infested basement either.
First, let's dispel some myths surrounding introverts and extroverts.
For instance, "Introverts are not shy or afraid of people," says Lori Howard, career transformation coach at Unearth Your Worth, a career coaching company, in Chicago, Illinois. "They just get their energy from different places than extroverts."
Howard explains, "Extroverts are energized by activity, being in groups, and meeting lots of new people. Introverts can be drained by these same things, unless they get some downtime."
Instead, she says, "Introverts excel at building individual relationships, critical thinking, creative problem solving, and working independently." Howard also notes that they have a natural eye for details and often enjoy working behind the scenes.
Keep reading to discover which careers may be perfect for your introverted nature.

Introverted Career #1: Accountant

If you like to be left alone to crunch numbers, this is one job you can consider. Accountants maintain an organization's financial records, calculate the amount of taxes owed, and prepare tax returns, according to the U.S. Department of Labor. They also analyze accounting systems and financial operations and recommend ways to be financially efficient.
Fit for Introverts: "Accounting is a great career choice for introverts, because it requires the ability to disengage from external stimuli in order to focus on numeric and financial details," says Cheryl Lynch Simpson, an executive career coach and LinkedIn strategist in Columbus, Ohio.
Donna Sweidan, an executive coach and the founder of career coaching company, Careerfolk, in New York City, adds, "This is a great career choice for introverts, because there tends to be one-on-one interaction with clients - which many introverts enjoy - and also a great deal of time to work individually."
 "Many accountants have the flexibility to do their work in a variety of environments as well, whether it be a home office or a quiet beach," says Tava Auslan, a career counselor at Careerfolk.
Education Options: If you would like to pursue a career as an accountant, the Department of Labor states that most employers require a bachelor's degree in accounting or a related field. Some employers prefer a master's degree in accounting or business administration with a concentration in accounting.

Introverted Career #2: Software Developer

This may be the perfect job for the tech-savvy type who prefers to communicate through computer languages.
Software developers write, test, and debug software code, according to the U.S. Department of Labor. Specifically, applications software developers design computer applications, such as word processors or games, while systems software developers design operating systems and their interfaces.
Fit for Introverts: "This is a behind-the-scenes type of position, and since introverts are often uncomfortable with the limelight, this type of job can work well for them," says Cheryl Palmer, an executive career coach. "Writing code demands a certain amount of reflection that tends to come naturally to introverts."
Howard agrees, adding, "Software developers spend their time doing what introverts do best - thinking deeply about complex problems, coming up with creative solutions, and then verifying the results."
Education Options: If you're interested in this career, the Department of Labor notes that software developers usually have a bachelor's degree in computer science, software engineering, or a related field, although mathematics is also an acceptable degree.

Introverted Career #3: Writer

Few careers offer as much variety as being a writer. They pen best-selling novels, ghostwrite spellbinding speeches, and write screenplays for some of Hollywood's biggest blockbuster movies. If typing away in a solitary space with a cup of coffee sounds ideal, consider pursuing your passion for writing.
Writers conduct research and then create a variety of original content, including articles for newspapers, magazines, and online publications, according to the U.S. Department of Labor. They may also write song lyrics and scripts for commercials, TV shows, movies, and theatrical products, and some writers author novels, biographies, and other types of books.
Fit for Introverts: "Writing allows the introvert to be alone to think and then capture his or her thoughts on the page," says Howard. "Introverts are known for thinking first, then expressing their thoughts, and writing is an ideal venue for this."
Palmer adds, "Writers truly live in the world of ideas, and most of their work is done alone." She says the combination of being both idea-oriented and independent makes this an ideal position for strong introverts.
Education Options: If you're thinking of pursuing a career as a writer, the Department of Labor reports that a bachelor's degree is typically needed for a salaried job, and employers prefer to hire writers with a degree in English, journalism, or communications. However, the Department also notes those with other backgrounds who display strong writing skills may also find writing jobs.

Introverted Career #4: Market Research Analyst

If the idea of working alone analyzing data and compiling reports sounds like your cup of tea, this may be a career that matches your personality.
According to the U.S. Department of Labor, market research analysts help companies understand the types of products that consumers want to buy and how much they're willing to pay. This entails analyzing consumer data, as well as information about competitors, market conditions, and market trends.
Fit for Introverts: "People in this type of position usually do their work independently," says Palmer. "This job is very data-intensive, and it is away from the limelight. Market research analysts may present the results of their research to company executives, but the bulk of their work is solo." This works well for strong introverts who really value their alone time, she explains.
Education Options: These professionals typically need a bachelor's degree, according to the Department of Labor, in market research or a related field. However, many analysts have a degree in statistics, computer science, or math, while others have a background in business administration, communications, or one of the social sciences.

Introverted Career #5: Graphic Designer

Graphic designer is perhaps the coolest job on the list, since these professionals may work on fun projects such as movies, websites, and video games. If you have an artistic flair for drawing or an active imagination, this solitary career may provide total fulfillment.
The U.S. Department of Labor says that graphic designers create visual concepts for magazines, marketing campaigns, corporate reports, and even motion picture credits. They determine the overall artistic feel of the project, selecting colors, fonts, textures and other elements.
Fit For Introverts: "Solitude is treasured by introverts and artists alike," says Jennifer Kahnweiler, an Atlanta-based career coach and the author of "The Introverted Leader" and "Quiet Influence."
"Artists often come up with their ideas and designs by themselves, although they also collaborate and brainstorm with clients to make sure the message they are designing is what is intended," she explains.
And Sweidan adds that it's a good fit for introverts, since "they like some amount of control over their space, which includes being in an environment that affords them the solitude they need to recharge their batteries."
Education Options: If you decide this job is a good fit, the Department of Labor says a bachelor's degree in graphic design or a related field is usually required. Those with a bachelor's degree in another field can obtain technical training in graphic design to meet most hiring requirements.

Introverted Career #6: Medical Records and Health Information Technician

If you want a career in the medical industry that doesn't involve patient interaction, consider this rapidly-growing health career.
Medical records and health information technicians organize and store patients' health information such as symptoms, medical history, test results, and treatments, notes the U.S. Department of Labor. They review patient records to ensure that they are complete and accurate, and then enter patient information into the computer using clinical codes.
Fit for Introverts: "These workers would typically be in the back office versus the front area of a physician's practice or hospital," says Kahnweiler. "And this environment is more conducive to their lower key temperament than a busy ER space, for instance." 
Howard agrees and says that accuracy and security are crucial, and introverts are skilled at working independently and concentrating on the task at hand.
Education Options: Medical records and health information technicians typically need a postsecondary certificate in health information technology, although some have an associate's degree, according to the Department of Labor. In addition, most employers prefer candidates with professional certification.

Introverted Career #7: Paralegal

If you have good research and investigative skills and enjoy working independently, you may enjoy working as a paralegal.
According to the U.S. Department of Labor, paralegals assist lawyers by researching laws and regulations, writing reports, and drafting contracts, mortgages and other legal documents. They also obtain affidavits in addition to maintaining and organizing files.
Fit for Introverts: "Paralegals provide behind the scenes support and enjoy working with a small group of individuals they can get to know," says Howard. She also notes that this career requires a strong eye for details along with the ability to think deeply about complex challenges.
Kahnweiler agrees and adds that supporting a group of attorneys or a department may be a good choice since there are a limited number of people to interact with on a daily basis. 
Education Options: To pursue this career, the Department of Labor reports that most paralegals have an associate's degree in paralegal studies or a bachelor's degree in another field along with a certificate in paralegal studies.

Six careers that pay more than $50 an hour


$50-an-hour careers

Looking for a career where you can make some serious cash? Here are six to consider.

By Andrea Duchon
These days, many people are just happy to be employed. But luckily, things are starting to look up and you may have your sights on something bigger and better when it comes to your career. Wondering how you can take your paycheck to the next level?
"Often, young professionals need more than just a bachelor's degree to get into many of these high-paying positions. But once they combine a few years of solid work experience with their higher education, it's very achievable to get on one of these career paths," says Michael Provitera, career expert and author of the book, "Mastering Self-Motivation."
Ready to learn about six careers that pay more than $50 per hour? Keep reading.

Career #1: Advertising and Promotions Manager

Mean Hourly Pay: $51.47*
If you've always been interested in how products and services are marketed, a career as an advertising and promotions manager could satisfy your career itch and put some money in your pocket at the same time.
The U.S. Department of Labor says that these professionals work with everyone from art directors to financial staff members, and they might plan ad campaigns, negotiate ad contracts, and meet with clients to provide marketing advice.
Why It Pays: These days, companies are keen to define their brands and ensure they get high visibility, says Joseph Terach, co-founder of Resume Deli, a professional career management firm.
"An advertising and promotions manager is on the front lines of that effort, making sure a company's brand gets to the head of the pack. A good one can be worth their weight in gold," he adds.
Education Options: The Department of Labor notes that for most advertising manager positions, a bachelor's degree is required, and some employers might prefer a degree in advertising or journalism. The Department also says that managers in this field typically have some relevant work experience in the field.

Career #2: Top Executive

Mean Hourly Pay: $85.02*
Do you dream of rising to the top of the corporate ladder? A career as a top executive could not only pay dividends toward your career goals, but also toward your bank account.
As a top executive, your responsibilities could include devising strategies and policies to ensure an organization meets goals, planning, directing and coordinating operational activities, and consulting with other executives about general operations, according to the U.S. Department of Labor.
Why It Pays: Top executives earn the big bucks because they are in charge of large amounts of resources, including human, technical, and financial sectors of the company, says Provitera.
Additionally, Terach says that every ship needs a captain, and captains need their first mates and senior officers.
"A top executive at a firm can provide invaluable strategic advice to a CEO to make sure the company prospers and stays afloat," he notes.
Education Options: Many top executives have at least a bachelor's degree or master's degree in business administration, or in a major related to their field, according to the Department of Labor. Additionally, the Department notes that top execs may also have a considerable amount of work experience, though education may vary widely by position and industry.

Career #3: Computer and Information Manager

Mean Hourly Salary: $62.08*
Have you always had a knack for understanding computers and solving complex problems? You may do well to consider a career as a computer and information manager. Not only will you get the opportunity to flex your analytical brain, but you could be well compensated for doing so.
The U.S. Department of Labor says computer and information managers analyze their organization's computer needs and recommend possible solutions. By determining the IT goals of an organization, these managers can implement computer systems to help meet those goals.  
Why It Pays: "Bits and bytes are today's new currency, with reams of information moving at breakneck speeds around the world," says Terach. "Without a good IT manager, a company can find itself in dire straits, with irate clients that can't access their accounts or receive the products they ordered. Paying top dollar to get good technical folks on board your team is a must."
Additionally, David Bakke, finance expert at Money Crashers, a website dedicated to money and career management, says a career as a computer and information manager pays well because many companies require an MBA in order to qualify:
"Since the world of technology is constantly changing and evolving, a computer and information manager must also upgrade his or her education and skills in order to remain competitive and relevant."
Education Options: The Department of Labor says that a bachelor's degree in computer or information science is typically required, in addition to related work experience. The Department also notes that many organizations require these managers to have a graduate degree, and MBAs are common.

Career #4: Financial Manager

Mean Hourly Wage: $59.26*
If you enjoy advising your friends and family on financial matters, a career as a financial manager might be worth consideration.
In fact, the U.S. Department of Labor says, "financial managers are responsible for the financial health of an organization." That includes doing things like preparing financial statements, monitoring financial details, and supervising employees who do reporting and budgeting.
Why It Pays: Terach says that forecasting and tracking a company's assets and liabilities is the cornerstone of running a successful business. "When it comes to the person who's minding that function, the dollars an organization invests in them will translate into dollars saved and earned on the bottom line."
Plus, financial managers need to know what to do when times get tough financially.
"With the turbulent environment that we find ourselves in today, financial managers have to provide effective methods of controlling finances to ensure that a company can survive. Surviving in tough times shows that when the good times come back around, financial managers will be able to perform even better," he says.
Education Options: The Department of Labor says these professionals must usually have a bachelor's degree in a field like finance, accounting, economics, or business administration, along with more than five years of experience in a financial or business occupation. They also say that many employers now look for financial managers with a master's degree, preferably in business administration, finance, or economics.

Career #5: Actuary

Mean Hourly Wage: $51.29*
Here's another career that will put your analytical brain into overdrive: Actuary. And if you pursue a career in this field, your hourly wage has the potential to go into overdrive as well.
Actuaries typically compile statistical data and analyze the financial costs of risk and uncertainty, according to the U.S. Department of Labor. They note that this work is essential to the insurance industry.
Why It Pays: "[I]f you're an insurance company or quantitative finance firm, you need a team of actuaries who can make sense of complex statistical probabilities and computational formulas," he says. "Entrusting those roles to anyone but a person with specialized mathematical knowledge and skills would be penny wise and pound foolish."
Education Options: Along with a series of exams to obtain certification, the Department of Labor says actuaries need a bachelor's degree in a field like math, statistics, business, or actuarial science.

Career #6: Public Relations Manager

Mean Hourly Wage: $52.05*
Are you a pro at getting people excited about whatever you're talking about? If so, a career as a PR manager could allow you to use your communication skills while also giving you the potential to earn a pretty penny.
In this role, you could expect to write press releases, develop an organization's corporate identity, and help clients create a favorable public image, according to the U.S. Department of Labor.
Why It Pays: "Dealing with specialized audiences, from consumers to the media to regulators, requires a professional who knows how to adapt their pitch and their "voice" to put the company brand in the best possible light," says Terach.
"That's what good PR professionals are for, and the luster they can add to your brand, or the communications support they can provide to get the company out of a crisis, is worth their premium salaries," he adds.
Education Options: These professionals are generally required to have a bachelor's degree in public relations business, communications, journalism, or English, although some employers might prefer a master's degree in PR or journalism, according to the Department.

Jobs That Pay More (And Less) Than You Think



Jobs That Pay More Than You Think

You may think you know how much some jobs pay, but their actual salaries may surprise you and change your career path.

By Molly Marcot
If you're trying to figure out your career path, salary may be a major driving factor behind your decision on what to pursue. But you may be surprised to learn that some jobs pay higher salaries than you were expecting and vice versa.
According to Dr. Anthony Carnevale, director of the Georgetown University Center on Education and the Workforce, paychecks for certain jobs reflect how they play into the economic landscape.
"The difference between these occupations and their salaries is largely about the value they provide to the economy," Carnevale says.
He adds, "We hold outdated information in our minds of what we think jobs pay, based on the people we know and talk to.
To dispel the myths you may have about certain jobs and their pay, take a look at the list of jobs below - some of their salaries may surprise you. And, even better, they could give you a clearer picture of what your next career move should be.

High-Pay Job #1: Systems Software Developer

Median Salary*
$99,000
Top 10%*
$148,850
Bottom 10%*
$62,800
Creative types who enjoy problem-solving may find a career as a software developer to be a good fit and well-paid.
What They Do: According to the U.S. Department of Labor, software developer duties boil down to developing software systems for improved computer operations. Many developers work for computer system design companies or electronic product manufacturers.
Why It Pays: "[Software developers] invent new technical capabilities that harness the power of computers - the most productive technology of our era," Carnevale says. Because the demand for computer software is increasing, the Department of Labor projects 30 percent growth in software developer jobs from 2010 to 2020.
How to Prepare: Software developers usually have computer programming skills alongside a bachelor's degree in computer science.

Low-Pay Job #1: Surgical Technologist

Median Salary*
$41,790
Top 10%*
$60,240
Bottom 10%*
$29,710
For assisting in surgical operations, these important members of the health care team don't get paid as much as you would expect.
What They Do: The U.S. Department of Labor states that surgical technologists are responsible for preparing operating rooms, arranging equipment, and assisting doctors and nurses during surgery.
Why It's Low-Paid: Compared to other positions in the field such as nurse practitioner or physician's assistant, "[surgical technologists] require a lower medical skill set," Stoeckmann says. "Also there is a lot of pressure for hospitals to keep their costs down."

High-Pay Job #2: Dental Hygienist

Median Salary*
$70,210
Top 10%*
$96,280
Bottom 10%*
$46,540
If you're interested in improving people's smiles, then a career as a dental hygienist might work well for you - professionally and financially. Now say "Aaaahhh!"
What They Do: Providing preventative dental care such as fluoride treatments and examining patients for oral diseases like gingivitis are typical responsibilities of dental hygienists, according to the U.S. Department of Labor.
Why It Pays: "Since dental hygienists oftentimes work in dental clinics that are privately owned instead of hospitals, companies are more likely to pay top dollar for a really qualified hygienist," says Jim Stoeckmann, senior practice leader at WorldAtWork, a nonprofit that offers insight on all aspects of human resources including compensation. "Private companies can afford to pay more than hospitals for the most part."
How to Prepare: The Department of Labor states that in order to pursue a career as a dental hygienist, you typically need an associate's degree in dental hygiene. All states require licenses to practice, but their requirements vary.

Low-Pay Job #2: Model

Median Salary*
$18,750
Top 10%*
$43,480
Bottom 10%*
$16,250
Gracing the glossy pages of fashion magazines may seem glamorous and lucrative, but that may not be the case for most models.
What They Do: The U.S. Department of Labor states that models help advertise clothing or other products by posing for photos and participating in runway shows. Models often work with fashion designers, photographers, and advertisers.
Why It's Low-Paid: "Models are paid for performance, so their pay varies widely," Carnevale says. Plus, since they often do not work a typical 9-to-5 five-day workweek schedule, they are likely to experience some instability in income, the Department of Labor says.

High-Pay Job #3: Technical Writer

Median Salary*
$65,500
Top 10%*
$101,660
Bottom 10%*
$38,700
A wordsmith who can find ways to translate a complicated concept, such as how to operate factory machinery, into an accessible instruction manual may be well-suited for a lucrative career as a technical writer.
What They Do: Technical writing jobs require the ability to communicate technical information into an easy-to-understand format for the average person, the U.S. Department of Labor says. Technical writers work primarily within the technology, engineering, and scientific research industries, developing and distributing technical information to customers, designers, and manufacturers.
Why It Pays: Carnevale reiterates that "[Technical writers] work at a key junction between the people who make new technology and the people who need to use it or understand it. They explain or translate complex and technical concepts into common language; this critical function makes their position valuable."
How to Prepare: Technical writer positions usually require a college degree, in addition to some type of knowledge in a specialty area such as web design or computer science, according to the Department of Labor. Employers typically prefer to hire writers with a degree in communications, English, or journalism.

Low-Pay Job #3: Announcer

Median Salary*
$28,020
Top 10%*
$78,630
Bottom 10%*
$17,270
Announcers reach a wide audience through television or radio, so it may surprise you that these somewhat well-known personas aren't as well-compensated as you would guess.
What They Do: Announcers offer commentary on and present news, music, or sports and usually interview guests about their niche topics, the U.S. Department of Labor says. Their work environments are usually television and radio studios, and while most announcers work tight schedules on a full-time basis, many work part-time.
Why It's Low-Paid: "There aren't any significant prerequisites to this job," Stoeckmann says. "So you get a lot of candidates to choose from, and then media companies operate on fairly thin margins so they can't afford to pay that much."

High-Pay Job #4: Market Research Analyst

Median Salary*
$60,300
Top 10%*
$113,500
Bottom 10%*
$33,280
Shopping is an everyday occurrence - but if you're curious about why people buy things, then pursuing a career as a market research analyst may be the right career move for you.
What They Do: Market research analysts work with companies to gather information about the potential sales of products or services in relation to a targeted area, such as a specified group of local communities or multiple state regions, according to the U.S. Department of Labor. Their work is generally computer-oriented with frequent analysis of market data and reports, but some analysts work with the public to gather information needed for assignments.
Why It Pays: "The job does not altogether require a number of sophisticated skills, however market research analysts are a good example of the economic trend that's steering away from industrial jobs and instead focusing on service jobs," Stoeckmann says. "Business services continue to be a growing field." The Department of Labor also predicts a rapid 41 percent growth in the field from 2010 to 2020.
How to Prepare: Market research analysts require a bachelor's degree in market research or a related field, such as statistics, math, or computer science, notes the Department. Others have studied business administration, communications, or one of the social sciences.

Low-Pay Job #4: Legislator

Median Salary*
$19,780
Top 10%*
$84,950
Bottom 10%*
$16,470
Legislators help make decisions that pertain to the laws of a local community or state - a responsibility that you would expect to garner a higher salary.
What They Do: The U.S. Department of Labor points out that the elected officials in local, state, and federal governments are responsible for developing bills, seeking funding for programs, and approving policies.  Some only work full-time while the legislature is in session and work part-time when it's closed.
Why It's Low-Paid: Carnevale makes the point that "[legislators] serve the public and the primary value of their work is in serving others, not their earnings."

Five College Majors To Avoid

Five college majors to avoid

Get a leg up on the job hunt by majoring in a field that employers are looking to hire from - and steering clear of majors that are falling in popularity.

By Danielle Blundell
When it comes to picking a college major, not all disciplines are equal in the eyes of hiring managers. And according to Kimberly Patterson, career consultant at New Jersey-based UnConventional HR, there's no time like the present to be practical about what you study.
"There's a saying that you'll hear at some point in your life, 'do what you love and the money will follow," says Patterson. "There really should be a footnote that says, 'except in cases of job slumps, recessions, and extreme technology growth.'"
And while there's no magic answer for getting a job post-graduation, there are some majors that have higher unemployment rates for recent graduates than other majors. We looked to a report from the Georgetown University Center for Education and the Workforce, titled "Hard Times," to see what some of the majors with the highest - and lowest - unemployment rates for recent grads are.
Read on for the inside scoop on degrees employers love, and others that just might not be as practical.

Hated Degree #1: Architecture

Unemployment Rate for Recent Grads*: 12.8%**
All things considered, architecture isn't that bad of a major. We'll always need buildings and structures. But the real estate market isn't exactly booming like it was back in the early 2000s, and as a result, job opportunities aren't booming either.  So, you might want to reconsider this field.
Why the Hate: Patterson thinks architecture jobs do exist - but that they may require more research to locate as they're more specialized and fewer now that the building boom has burst. They oftentimes require more schooling and experience to pursue as well.

Loved Degree #1: Health Care Administration

Unemployment Rate for Recent Grads: 4.6%
Interested in health care, but know you don't have the stomach for med school? You could still pursue an in-demand career if you were to major in the behind-the-scenes field of health care administration, where organization and knowledge of the health care system are the keys to success.
Why the Love: Patterson sees both the recent changes to the health care system, as well as the aging baby boomer population's need for care, as two big pros of majoring in this field.
"Health care administration will continue to grow - specifically as the provisions of the ACA (Affordable Care Act) continue to roll out over the next several years," says Patterson. "There will be more professionals who will need to have a specialized skill set of health care as well as be informed and knowledgeable of ongoing legislation."
Essentially, she believes that health services managers and the like become invaluable to insurance carriers, hospitals and health care facilities, and pharmaceutical companies.
Common Courses: You could find yourself taking courses in anatomy and physiology, accounting, and health care policy, according to the College Board, a non-profit organization committed to excellence and equity in education.
Potential Careers***:
  • Medical and health services manager

Hated Degree #2: Anthropology

Unemployment Rate for Recent Grads: 12.6%
Ancient civilizations, cultural differences, human interaction. Sure, you might be curious about all of the above, but can you make a living analyzing what people have done and said throughout the years? Nothing is for certain in the field of anthropology, given its high unemployment rate for recent grads.
Why the Hate: For Patterson, the problem with majoring in anthropology - like other liberal arts disciplines - is that most opportunities in this field exist in teaching, which often requires an advanced degree and a lot of schooling. This begs an even bigger question, she says, about whether or not you even want to teach. If you're not interested in teaching, she says anthropology is probably not practical for you.

Loved Degree #2: Education

Unemployment Rate for Recent Grads: 5%
Think you'd like to relive your glory days - that is, the ones you spent in elementary, middle, and high school? You might consider majoring in education as a first step towards someday having your own classroom full of eager students to teach.
Why the Love: For Elliot Lasson, the executive director of Joblink of Maryland, Inc., there will always be a need for teachers. "Given the fact that 'learning' is now a lifelong enterprise (people constantly need to keep up and retool - in every profession), those who are proficient in knowledge management technologies will be at an advantage," says Lasson.
Common Courses: According to the College Board, education coursework could include classes on educational psychology, instructional technology, and teaching methods.
Potential Careers:
  • Elementary school teacher
  • Middle school teacher

Hated Degree #3: Arts (Film, Video, and Photography Arts, and Fine Arts)

Unemployment Rate for Recent Grads: 11.4%
Thinking of earning a degree in the fine arts? Sure, painting pictures and snapping photos might sound awesome now, but if you decide to switch career fields, it could be a challenge to market your very niche and technical skills to employers outside of the arts industry.
Why the Hate: According to Lasson, one problem with majoring in the fine arts, studio art, photography, or otherwise, is that, "There are very few jobs which would be a direct fit for those majors," he says. "And if there are, they'd be less than full-time."

Loved Degree #3: Business

Unemployment Rate for Recent Grads: 7.6%
Always been told you have a way with money and a nose for business? Why deny that natural aptitude and instead, embrace it and actually major in business?
Why the Love: "Business will always be a solid major attractive to employers because - well, it's business," says Patterson. "The biggest complaint that I hear from managers about their employees is that they want them to understand how their business works. It's the foundation of every organization, and it's important."
Lasson agrees, saying that business is perceived as a practical major with skills directly learned in the classroom and applied on the job.
Common Courses: Getting your bachelor's in business could include completing courses like accounting, economics, and management, says the College Board.
Potential Careers:
  • Personal financial advisor
  • Human resources specialist
  • Commercial loan officer

Hated Degree #4: Philosophy

Unemployment Rate for Recent Grads: 9.5%
You're known in your group of friends as a thinker, and that's why you've gravitated towards philosophy, perhaps the headiest of all subjects. But when was the last time you met a modern-day philosopher? The only philosophers you ever hear about are Socrates and Plato, which could indicate that perhaps philosophy as a viable profession peaked, well, centuries and centuries ago.
Why the Hate: You may be one smart cookie to be capable of studying philosophy, but Lasson says philosophy is one major that suffers a disconnect between academic training and the skills employers need. "Companies are not hiring based on potential or general intelligence as an upside," he says. "They are hiring for the here and now."

Loved Degree #4: Communications

Unemployment Rate for Recent Grads: 8.2%
If you're a people-person that can chat just about anyone up about anything, then majoring in communications might be right up your alley. Companies will always need to communicate with their employees, clients, and the public, making this major relevant now and in the future.
Why the Love: For Lasson, "Communications is changing because of the Internet," making the nature of the work that communications majors and professionals do both increasingly sought-after and in-demand. 
"The way that messages are sent out today is very different than in the past," says Lasson. "The world today is so 'open,' thus subjecting any corporate entity to immense scrutiny. So, branding the organization effectively and exhibiting damage control techniques becomes all the more important to maintain a positive corporate reputation."
Common Courses: According to the College Board, you could be taking courses such as the dynamics of group communication, persuasion, and research methods.
Potential Careers:
  • Public relations specialist

Hated Degree #5: Religious Studies

Unemployment Rate for Recent Grads: 9.5%
Studying the different religions of the world could definitely help give students a different perspective on life. But again, as a degree program, the future of  religious studies student can be a bit dim upon graduation.
Why the hate: Similar to hated degrees listed, Lasson says the general negative stigma stems from the philosophical nature of degree, as well as the impression that it's not at all aligned with the needs of business today.

Loved Degree #5: Computer Science

Unemployment Rate for Recent Grads: 8.7%
You're a tech junkie that's always plugged in, multitasking on your smart phone, tablet and laptop, sometimes all at once. Well, you'd be doing yourself a favor if you thought about making computer science your major.
Why the love: According to Patterson, computer science is a smart choice that hiring managers are actively seeking. "Computer science will always be a desirable degree," she elaborates. "These folks hold the key to the secret door to any computer system you've ever used."
Common Courses: The College Board says you could spend part of your time in courses such as introduction to program design, mathematics for computer science, and software engineering.
Potential Careers:
  • Software developer
  • Computer programmer