--------------------------------------------------------------------------- bing The Power of Creative Writing with Author9211: May 2014 --------------

6 Careers That Pay More Than $40 An Hour

Source: Yahoo

$40-an-Hour Careers

Are you in search of a career with big-pay potential? Here are some to consider.

Are you wondering what it might take to land a career that pays a higher-than-average salary - say, $40 an hour or more?
According to Laurence Shatkin, a career expert and author of the book "250 Best Paying Jobs," "a number of vital characteristics seem to be shared by jobs in the high salary range."
"Many high-paying jobs require a college degree in demanding fields," Shatkin says. "A frequent requirement of the degree is the ability to apply math and technology to solve problems."
Additionally, "managerial responsibility is also a common thread among high-paying occupations, and this requires not only a broad array of skills, but the ability to work under stress," says Shatkin.
Interestingly, careers that could pay $40 an hour - for those counting, that's about $83,000 annually - represent a diverse range of professional fields, so your choices aren't limited to just one kind of job.
Here's a closer look at six such high-paying careers and what you might need to qualify for positions that eclipse the big "four-oh" salary threshold.

Career #1: Software Developer

Find Degree Programs If you're a technology enthusiast who loves to keep up with the latest apps and computer programs, a job as a software developer might be a right fit.
In this high-pay job, not only are you likely to serve as the creative force behind the development of computer programs, applications, and systems, but you may also test them to ensure that they're functioning normally, explains the U.S. Department of Labor.
Career Mean Hourly Wage* Mean Annual Salary*
Applications $46.28 $96,260
Systems $50.23 $104,480
Why it pays well: "Software developers are well-compensated because software is used in so many devices, including automobiles and household appliances," Shatkin says.
Additionally, Shatkin says that computer technology is big business, and the people in charge of masterminding the development of software programs tend to be paid handsomely for their skill set and knowledge.
Next step: Click to Find the Right Computer Science Program.
How to prepare: If this job - and its high pay potential - sounds appealing to you, consider earning a bachelor's degree in computer science, software engineering, or a related field. According to the Department of Labor, software developers usually have one of these degrees. A degree in mathematics is considered acceptable as well.

Career #2: Management Analyst

Find Degree Programs Are you a problem solver who would like to put your skills to use in a career that could pay an average of $40 an hour or more? Perhaps you might want to consider work as a management analyst.
According to the U.S. Department of Labor, management analysts are basically consultants hired to make sure that companies run more efficiently and potentially turn a profit.
Career Mean Hourly Wage* Mean Annual Salary*
Management Analyst $43.26 $89,990
Why it pays well: Management analysts - also referred to as consultants, according to the Department of Labor - are rewarded with a high hourly wage because they come to the rescue when businesses find themselves in tough situations.
"People in managerial positions are often stressed and unable to keep up with changes in the business environment," Shatkin says. "Therefore, many companies find it useful to bring in management analysts with the latest skills to solve managerial problems."
Of course, you'll need to keep in mind that with this type of role, the paycheck might not come in consistently. In plenty of instances, says Shatkin, these analysts work as consultants, meaning they are hired by companies and organizations on a case-by-case or contractual basis, so their high pay partly reflects the temporary nature of their assignments.
Next step: Click to Find the Right Management Program.
How to prepare: Think this high-pay job would be a great fit? Then consider earning a bachelor's degree. According to the Department, possessing a bachelor's degree is the typical requirement for entry-level management analyst positions.
Common fields of study in this profession are business, management, economics, accounting, finance, marketing, psychology, English, computer and information science, and political science and government. The Department adds that some employers might prefer candidates who have a master's in business administration.

Career #3: General and Operations Manager

Find Degree Programs Do you have something of a take-charge personality? A career as a top executive, specifically as a general and operations manager might enable you to plan, direct, or coordinate the operations of different types of organizations, according to the U.S. Department of Labor.
Career Mean Hourly Wage* Mean Annual Salary*
General and Operations Manager $55.22 $114,850
Why it pays well: Because people working as general and operations managers often make pressurized decisions affecting the financial well-being of companies, they tend to be compensated well for their duties, Shatkin points out.
"These workers have responsibility over many different departments, such as shipping, human resources, production, physical plant, and finance," Shatkin says. "This means they need a very diverse skill set."
But keep in mind that in management positions, the pressure to perform under duress usually comes with the high-paying territory. "They work under a large burden of stress," warns Shatkin.
Next step: Click to Find the Right Business Administration Program.
How to prepare: If you can picture yourself in this high-paying role, you may want to consider enrolling in a business administration program. According to the Department of Labor, many top executives have a bachelor's or master's degree in business administration.
Another thing to keep in mind is that education requirements may vary by position and industry, and that many of these professionals also have "a considerable amount of work experience."

Career #4: Art Director

Find Degree Programs Looking for a professional outlet that will take advantage of your artistic talents and present an opportunity for you to earn an attractive salary? You might need to look no further than a career as an art director.
According to the U.S. Department of Labor, these style masters are responsible for creating the visual concepts in newspapers, magazines, ad campaigns, and television productions, as well as supervising the design team.
Career Mean Hourly Wage* Mean Annual Salary*
Art Director $46.46 $96,650
Why it pays well: "These workers typically oversee the work of several artists and designers," Shatkin says. "This means that they need managerial skills as well as artistic vision for the results that they expect. They need to be able to collaborate with the workers who deal with the technical aspects of media, such as videogames, advertising, or magazines."
In other words, having strong management skills is crucial to the success - and paycheck size - of art directors, according to Shatkin.
Next step: Click to Find the Right Art or Design Program.
How to prepare: Want to know what it takes to pursue this high-paying art career? The Department of Labor reports that you might need at least a bachelor's degree in an art or design subject and previous work experience to pursue a position as an art director.
However, you'll want to keep in mind that these professionals usually start out in other art-related occupations, such as graphic designer, fine artist, editor, and photographer, the Department says.

Career #5: Medical and Health Services Manager

Find Degree Programs If you have leadership capabilities and desire a health care career with high-pay potential, you might want to turn your attention toward a career as a medical and health services manager.
The U.S. Department of Labor says executives and managers in the industry are responsible for planning, directing, and coordinating services in clinical departments, medical practices, and various types of medical and health service facilities.
Career Mean Hourly Wage* Mean Annual Salary*
Medical and Health Services Manager $48.72 $101,340
Why it pays well: Shatkin says medical and health services managers tend to earn their big paychecks by virtue of their considerable skill set, which includes being able to handle both business management and health care-related issues in a changing industry landscape.
And because solo medical practices are now merging with each other to form group practices, Shatkin points out that qualified managers are more in-demand than ever.
It is difficult for solo medical practices to survive when they need a large staff of clerical workers to deal with insurance paperwork, as well as many paraprofessionals and aides to handle routine tasks, says Shatkin. "As practitioners form group practices, they need managers to run these complex businesses efficiently."
Next step: Click to Find the Right Health Care Administration Program.
How to prepare: If you believe this is the right job for you, you might want to earn your bachelor's degree in health administration, since the Department of Labor reports that prospective medical and health services managers should have this degree.
Of course, requirements vary by facility. In fact, master's degrees in health services, long-term care administration, public health, public administration, and business administration are also common.

Career #6: Financial Analyst

Find Degree Programs Are sharp budgeting skills a part of your DNA? If so, you could put them to good use and potentially make a wage that exceeds $40 an hour if you pursue a career as a financial analyst.
In this profession, analysts help clients - both individuals and businesses - make sound investment decisions and assess how well stocks and other financial holdings are performing, according to the U.S. Department of Labor.
Career Mean Hourly Wage* Mean Annual Salary*
Financial Analyst $44.05 $91,620
Why it pays well: Financial analysts' lofty salary, according to Shatkin, is predicated by how much value people place on their money matters, which is considerable in most cases. In fact, money matters are so important that the number of people involved in finance today is increasing.
"The fraction of the U.S. economy involved in finance keeps growing, and with it the variety of financial products and the complexity of financial portfolios keeps growing, too," Shatkin says. "Therefore, the work of financial analysts requires an uncommon level of skill, and some positions require licensing or certification that reflects the mastery of these skills." And with a higher level of skill, often comes higher pay.
On top of that, Shatkin says financial analysts who work for organizations can directly affect a corporation's bottom line, therefore "easily quantifying their impact on profits."
Next step: Click to Find The Right Finance Program.
How to prepare: Don't know how to get started in this lucrative career path? Based on findings by the Department of Labor, most financial analyst positions require a bachelor's degree. Numerous fields provide appropriate preparation for this job, including accounting, economics, finance, statistics, mathematics, and engineering.
If you're interested in an advanced position, the Department says, a master's degree in business administration or a master's degree in finance is often required by employers for these types of jobs. Also take note: the Department says many financial analyst positions are required to be licensed by the Financial Industry Regulatory Authority.

Jobs that Are in Danger of Dying Out

Source: Yahoo


Dead-End Degrees That Will Get You Nowhere

How to avoid careers that are at risk of automation and switch to a safer field.

Are you worried that you might one day lose your job to a computer? The chances are greater than you might think, according to a 2013 Oxford Study entitled "The Future of Employment: How Susceptible Are Jobs to Computerisation?"
The study suggests that a whopping 47 percent of U.S. jobs are at risk of being phased out due to mechanical alternatives in perhaps the next decade or two. Some careers have as high as a 99 percent chance of computerization in the coming years. Is your job or a job you are considering one of them?
To protect yourself, you may want to consider focusing your skill development and education on careers that are safer from computerization, according to Matthew Walden, a partner at Infinity Consulting Solutions (ICS), a recruiting and staffing resources firm.
"Automation is a threat to job security in almost everything, but continuing your career development, mastering your current skillset and learning new ones will keep you in demand and employed long term," says Walden.
Want to avoid going after a job that might be computerized in a few years and concentrate your efforts on the safer ones? Here are the jobs that may be going by the wayside, and ones with more staying power for you to consider pursuing.

Career at Risk:
Retail Salesperson

Risk of Computerization: 92 percent
The jobs of retail salespersons are at a high risk of disappearing, the Oxford study points out. This is because, with automated service, "one employee can be responsible for up to 20 checkout machines compared to traditional cash machine operators, where you need one member of staff per machine, plus additional staff members to cover sickness and holidays," explains Chris Delaney, a career and life coach and the author of "The 73 Rules of Influencing the Interview: using Psychology, NLP and Hypnotic Persuasion Techniques."
In addition, the U.S. Department of Labor points out, online sales have hurt some in-store retailers. Although most consumers will continue to do their retail shopping in stores for some time, consumers are increasing their online retail shopping, which does not require traditional live salespeople.

Safer Career Alternative:
Logistician

Find Programs Risk of Computerization: 1.2 percent
While computers can provide detailed reports of inventory, record manifests, and track the progress of shipments, someone must be able to respond to changes that are not part of the routine, explains George A. Boyd, an academic and vocational counselor in private practice in the Los Angeles area.
"Shipments must be re-routed, orders must be fulfilled when suppliers fail to ship, and discrepancies in orders must be reconciled," he explains. And this, he adds, requires the human decision-making of a logistician.
Prepare to Play It Safer: Getting into the logistics field isn't as education-intensive as you might think. According to the U.S. Department of Labor, an associate's degree may be sufficient for certain jobs in this field.
Next step: Click to Find the Right Business Program.
That being said, more companies prefer to hire people with a bachelor's degree as logistics become more complex. Many logisticians have a bachelor's degree in fields such as business, supply chain management, process engineering or industrial engineering.

Career at Risk:
Loan Officer

Risk of Computerization: 98 percent
While analyzing financial information from applicants to see if they qualify for loans is still often done in person, there is an expanded use of underwriting software to analyze the information, the U.S. Department of Labor points out. This software can analyze applications almost instantly, which may give them a big advantage over human underwriting professionals.
"This process quickens up the applications process for the applicant and decreases overhead cost of the loan company or bank, including the need for space and building cost as well as the loan officer's salary," explains Delaney.
According to the Department of Labor, firms often use a hybrid of computer software and a human loan officer to decide on an application, having the software analyze the application to generate a recommendation, and then using the human loan officer to provide additional information to make a final decision.

Safer Career Alternative:
Human Resources Manager

Find Programs Risk of Computerization: <1 percent
What makes this career safer from automation? Basically, "we need these professionals to sense and respond to the non-verbal cues that potential job applicants and current employees share," says Kate McKeon, who offers consulting on business school applications and career decisions.
According to McKeon, the judgment provided by humans during interviews cannot be pre-programed in an algorithm, so computers can't offer an effective replacement.
Prepare to Play It Safer: A bachelor's degree in business administration or human resources is usually needed to pursue a position in this field, the U.S. Department of Labor says.
Next step: Click to Find the Right Human Resources Program.
It should be noted that according to the Department of Labor, several years of related work experience is also needed, and some higher level jobs require a master's degree in labor relations, human resources, or business administration.

Career at Risk:
Library Technician

Risk of Computerization: 99 percent
Because much of their work can actually be done through computers and automated catalogs, library technician jobs are at risk, according to Delaney.
"Libraries are becoming more automated with the introduction of library software which allows customers to search for the book they require by author or title, before being told what aisle the book is on and how many books are in stock," explains Delaney. He adds that even research newspapers and old documents are available online, so people can have access to thousands of references without having to leave their seat or ask the library technician.

Safer Career Alternative:
Elementary School Teacher

Find Programs Risk of Computerization: <1 percent
If we just relied on a computerized platform for learning, elementary school students would never truly learn the dynamics of interpersonal communication, says Joseph M. Davis, a nationally board-certified career and technical education teacher and a business curriculum designer for the Maryland State Department of Education.
"I use technology every day in the classroom," Davis explains. "Most of the students are capable of independent learning for simple concepts, but what if they have questions? This is why instant, in-person feedback from a teacher is vital." It's also why teaching at the elementary level is likely to stay a safe career choice, according to Davis.
Prepare to Play It Safer: Public elementary school teachers are required to have at least a bachelor's degree in elementary education in all states, according to the U.S. Department of Labor. They are also required to have a state certification or license.
Next step: Click to Find the Right Elementary Education Program.
Elementary school teachers are also required in some states to major in a specific area of study, such as science or math.

Career at Risk:
Telemarketer

Risk of Computerization: 99 percent
Certain jobs in the sales field are becoming more and more automated, putting the profession at risk, according to the Oxford study. How? Well, the study points out that some sales occupations, like telemarketer, don't require a lot of social intelligence. The study indicates that there is an indirect relationship between social intelligence and probability of computerization, which puts telemarketers firmly in the danger zone.
Plus, with the rapidly growing role of technology in supporting inbound call-center operations, dramatically fewer people are needed in those businesses, explains Kim Eisenberg,  a career coach and talent management consultant in San Diego, CA. "It's significantly more efficient and profitable to persuade people using automated scripts than live agents," Eisenberg explains.

Safer Career Alternative:
Financial Analyst

Find Programs Risk of Computerization: 23 percent
Although a computer can automate simplistic human behaviors like factory line work and the mundane debits and credits of an accounting ledger, it's still no match for the human brain, explains David Bouta of ICS.
That's because for jobs that require complex financial analysis and drawing conclusions to make strategic decisions, you still need the innovation and creativity of the human mind to solve problems, Bouta explains.
"Until all computers get to the point where artificial intelligence (AI) rivals that of the brightest human mind, jobs in the financial analysis space will be safe," Bouta adds.
Prepare to Play It Safer: You don't need an MBA to pursue a career in this field. The U.S. Department of Labor tells us that a bachelor's degree is required for most positions. Appropriate preparation comes from fields such as finance, statistics, economics, accounting, engineering, and mathematics.
Next step: Click to Find the Right Finance Program.
That being said, employers do often require a master's in business administration or finance for advanced positions.

Career at Risk:
Dental Laboratory Technician

Risk of Computerization: 97 percent
While general dentist jobs only have a 0.4 percent risk of being automated, the Oxford study says dental lab technicians have a 97 percent risk of automation.
"Intraoral scanners are becoming popular with dentists, allowing them to take digital impressions of patients which are immediately sent to labs for a quicker turnaround in production," according to Delaney.
"This technological process deletes the need for dental technicians to make castings for the patient's local dentist, creating a central service which requires less staff," he adds.

Safe Career Alternative:
Registered Nurse

Find Programs Risk of Computerization: <1 percent
Nursing is a career path that will always require a human element to be successful, according to Tyra Ousley, dean of nursing at City Colleges of Chicago.
"The knowledge base of a nurse plays an important role in the nurse-patient relationship because human skills are required to fully assess health care issues and educate patients appropriately," Ousley explains. Plus, nurses are also able to interpret health complaints and explain side effects related to a new medical diagnosis, she adds.
Finally, nurses provide things computers will never be able to, according to Ousley: personal contact, compassion, and support to patients. "The nurse-patient relationship is key to maintaining optimal health levels," Ousley explains.
Prepare to Play It Safe: Aspiring registered nurses have three paths they can follow, according to the U.S. Department of Labor. They may pursue an associate's degree in nursing, they may pursue a bachelor's of science degree in nursing, or they may seek a diploma from an approved nursing program.
Next step: Click to Find the Right Registered Nursing Program.
In order to become registered, nurses must also pass the National Council Licensure Examination and obtain a license.

Career at Risk:
Mathematical Technician

Risk of Computerization: 99 percent
While the creative intelligence required of mathematicians makes their jobs less susceptible to computerization, according to the study, math technicians might be a disappearing breed because computers can now perform most of the work technicians used to do, says Bill Gorin, account and finance practice lead at ICS.
"The greatest strength and simultaneously the greatest weakness of computers is they are only capable of doing exactly as they are told," Gorin explains.

Safer Career Choice:
Computer Systems Analyst

Find Programs Risk of Computerization: <1 percent
While the computer field is highly automated, computer programmers, analysts and technicians will always be needed to create, maintain and advance systems to keep up with the demands of the market, says Isaiah Belle, a manager of software development and the director of solutions architecture for Huge, a digital business and integrated marketing company.
That's because, according to Belle, "Computer automation allows business[es] to solve problems faster but it also creates new problems, challenges and opportunities. It's in solving those new challenges that programmers will find a pretty safe and lucrative place to be in the future."
Prepare to Play It Safer: This is another area where you don't have to have a lot of schooling to pursue a safer career. The U.S. Department of Labor says that for computer systems analysts, a bachelor's degree in a computer science or information science field is common but not always a requirement.
Next step: Click to Find the Right Computer Science Program.
That being said, most computer systems analysts do have a bachelor's degree in a computer-related field. The Department of Labor also says that it may be helpful to major in management information systems or to take business courses, and that some employers may prefer applicants to the position who have a master of business administration with a concentration in information systems.
Finally, the Department adds that a master's degree in computer science may be more appropriate for more technically complex jobs.

Careers That Pay Much Higher Than Minimum Wage Without A Bachelors

Source: Yahoo

High-pay Jobs, No Bachelor's Needed

Think you're doomed to a minimum wage career because you don't have a bachelor's degree? Think again.

Recently, the President made headlines with his slogan, "It's time to give America a raise." He's talking about raising the federal minimum wage, and many think it's a good idea, while others think it's a sure way to kill jobs.
Beyond the politics, if you're working for the current federal minimum wage - $7.25 per hour - you're probably in dire need of higher pay. Why? Because at that rate, you could work a 40-hour week for a year and only make $15,080 for 52 weeks of labor.
Oh, yeah, you'll definitely need a raise. But perhaps you don't have the time or lifestyle that will allow you to earn a bachelor's degree. Not a problem. Because there are plenty of jobs that pay triple the minimum wage ($21.75 an hour or more) and don't require a bachelor's degree. Read on to get the lowdown on seven of them.

Career #1: Computer User Support Specialist

Find Degree Programs
Median Hourly Wage*
$22.41
Median Annual Salary*
$46,620
Ready to pursue a career that could help you work towards better financial stability, but doesn't demand years of schooling to do it? If you have the desire to help people understand technology, too, then computer user support specialist could be the right role for you.
According to the U.S. Department of Labor, these specialists provide technical assistance to computer users, answering questions or resolving problems in person, over the telephone, or electronically.
Schooling Needed: If you're not interested in being stuck in school forever, how about a degree that could be completed in as little as two years? According to the Department of Labor, computer user support specialist jobs require some computer knowledge, but not necessarily a post-secondary degree. More technical positions are likely to require a degree in a field such as computer science, information science, or engineering.
Next step: Click to Find the Right Computer Science Program.
Why It Pays: "Businesses in every sector of the economy rely heavily on efficiently running computer systems, so they need a vast array of computer specialists to support their networks. It's often the difference between success and failure, so these workers are in demand and get paid accordingly," says Nicole Williams, a career expert for LinkedIn.

Career #3: Police Officer

Find Degree Programs
Median Hourly Wage*
$26.99
Median Annual Salary*
$56,130
As a police officer, you could keep the streets safe while earning good pay for your hard work. Police officers patrol areas, respond to calls from citizens, and of course enforce the law, says the U.S. Department of Labor. They also arrest suspects, prepare cases for court, and testify.
Schooling Needed: Rather get street smart than school smart? Depending on where you apply, that might not be a problem. Police officers must have at least a high school diploma or GED and graduate from their agency's training academy, notes the Department of Labor. Additionally, many agencies and police departments may also require some college coursework or a degree.
Next step: Click to Find the Right Criminal Justice Program.
Why It Pays: "Police officers are asked to potentially risk their lives to protect the rest of us, often in less than ideal weather or other conditions. For that, they get and deserve to be paid pretty well," says Williams. She says they also must think quickly and deal with people in very stressful situations, which takes many unique skills and is another reason for their relatively high pay.

Career #4: Web Developer

Find Degree Programs
Median Hourly Wage*
$30.37
Median Annual Salary*
$63,160
When you surf the web, do you feel inspired to create your own websites? Well, that job could be more within reach than you think. Web developers design and build websites for all sorts of clients, says the U.S. Department of Labor. They are responsible not only for the look of the website, but its functionality.
Schooling Needed: The bad news: You'll need to do more than just spend 12 hours a day on the internet to land this job. The good news: You don't necessarily need a bachelor's, either. The Department of Labor says that web developers typically have an associate's degree in web design or a related field, along with knowledge of programming and graphic design.
Next step: Click to Find the Right Programming & Software Program.
Why It Pays: "Social media may be what everyone is talking about, but every business still needs a good website," says Susan Heathfield, a management consultant and author of About.com's Guide to Human Resources. Web developers get paid well, because companies are in a constant pattern of updating and enhancing their existing websites. "People who specialize in this will never be out of business," she says.

Career #5: Registered Nurse

Find Degree Programs
Median Hourly Wage*
$31.84
Median Annual Salary*
$66,220
If you've ever been sick or injured and needed the care of a nurse, you won't balk at the fact that registered nurses earn more than quadruple the minimum wage.
Nurses work in a wide variety of areas, from small clinics to large hospitals, says the U.S. Department of Labor. They do everything from administering medicines and treatments to teaching patients and their families how to manage illness or injury.
Schooling Needed: You can pursue this highly paid job by taking one of three routes. You can earn either an associate's or bachelor's degree in nursing or a diploma from an accredited nursing program, says the Department of Labor. Additionally, registered nurses must be licensed.
Next step: Click to Find the Right Nursing Program.
Why It Pays: "Nursing is a very demanding job that you have to be dedicated to go into. There is no easy nursing job, so it tends to demand good pay," says Deb Hornell, a management consultant with 25 years of experience and author of "Good Things for a Full Life." She says that the doctors and hospitals know that nurses are performing an integral job in the vital field of health care, so their pay reflects that respect.

Career #6: Diagnostic Medical Sonographer

Find Degree Programs
Median Hourly Wage*
$31.93
Median Annual Salary*
$66,410
You don't need to spend long, intensive years in medical school to work in a medical field. Sonographers use special equipment to create images of patients' vital organs and tissue in order to help doctors diagnose disease, or even check on the health or sex of an unborn child, says the U.S. Department of Labor.
Schooling Needed: No M.D.s needed here. According to the Department of Labor, diagnostic medical sonographers need an associate's degree or certificate in sonography. Employers usually prefer applicants with degrees and certificates from accredited institutes.
Next step: Click to Find the Right Sonography Program.
Why It Pays: There are a few reasons that these medical professionals tend to be paid well. First, it takes a unique set of qualities and skills to do this job well, such as a calmness that can put patients at ease during what can be a stressful diagnostic procedure, says Williams. "They also have to be trained to use very expensive, important equipment key to diagnosing many major health conditions," she says.

Career #7: Dental Hygienist

Find Degree Programs
Median Hourly Wage*
$34.19
Median Annual Salary*
$71,110
Believe it or not, there's a good chance that the person who cleans your teeth every six months (okay, year) makes more than you.
On top of cleaning teeth, the U.S. Department of Labor says dental hygienists check for oral diseases and educate patients about good oral health (that's the part where they tell you you need to floss more).
Schooling Needed: Nope, you don't need to drudge through years upon years of dental school to get on the painless side of the dentist's chair. According to the Department of Labor, dental hygienists usually need an associate's degree in dental hygiene, which could take as little as two years to complete. On top of that, all states require them to be licensed, while other requirements vary.
Next step: Click to Find the Right Dental Hygiene Program.
Why It Pays: Dental hygiene is a huge, growing field, partly because of the aging population and its emphasis on oral health, says Heathfield. And this occupation often pays per patient serviced, so dental hygienists have the opportunity to earn high pay as their client base grows, she says.

These Degrees Aren't as Cool as You Think

Source: Yahoo
These Degrees Aren't as Cool as You Think

Some cool-sounding majors are tempting...until you see the unemployment rates attached to them.

Certain college majors attract people like bees to honey. These are degrees that seem fun in and of themselves, or seem like they will help you prepare for cool jobs down the road. But just because a degree program looks like a great idea at first glance, doesn't mean it's the right one for you. If you're looking at a degree as a springboard to a promising career search, there are bigger factors than coolness to consider.
"Some degrees are just more marketable than others because employers know exactly what skills the graduate has acquired," says Kevin Anthony Williams, a Dallas, Texas-based career coach. "Media influence has glamorized certain careers and has led to a lot of students getting degrees in really cool areas, such as sports management, fashion design, and music. These degrees are cool-sounding and glamorous, but the competition is very stiff, and the majority of the jobs are concentrated in only a few select parts of the country."
So when it comes to future employment, how do you know which degrees are not so cool and which deserve a longer look? Glad you asked.
The 2013 Georgetown University study entitled "Hard Times: College Majors, Unemployment, and Earnings" identified unemployment rates for a variety of degrees.  We used their data to find a number of degrees that may sound cool, but are decidedly overrated when unemployment rates. We then went to work finding some much cooler degrees; ones you can use to pursue careers that have big job numbers, according to the U.S. Department of Labor.

Not-So-Cool Degree: Bachelor's in Architecture

Unemployment Rate for Recent Grads:*12.8 percent
Skyscrapers, monuments, homes. Sure, it would be pretty cool to say you're the man or woman behind the design of a building and to hear your name mentioned alongside legends like I.M. Pei and Frank Lloyd Wright. And buildings are everywhere, so surely there's a need for qualified professionals to design them, right? Wrong.
Overrated Factors: Students should be wary of pursuing architecture degrees - and this line of work - since jobs aren't exactly plentiful due to the downturn in commercial and residential construction. That's the stance of Beth Carter, certified career coach and founder and president of executive search firm Carter Consultants Ltd. in Warren, R.I.
Williams agrees. "The job market for architects is cyclical and is heavily tied to the building economy," he says. "When housing and other construction starts are down, then layoffs and hiring freezes are common."

Cooler Degree: Bachelor's in Mechanical Engineering

Find Programs Unemployment Rate for Recent Grads:* 8.1 percent
Want to actually put those mathematical and design skills to work? The good news is that a mechanical engineering major has a relatively low unemployment rate. Carter points out that while it's true that a lot of manufacturing, and hence, manufacturing jobs, have moved overseas, many of the engineers are still located in the U.S. The U.S. Department of Labor bears out Carter's claim, estimating over a quarter of a million mechanical engineering positions filled in this occupation as of May 2012.
Next step: Click to Find the Right Mechanical Engineering Program.
Better yet, "the need to replace outdated heavy machinery with new and safer equipment keeps mechanical engineers in high demand and job placement post-graduation equally high relative to other fields," according to Williams.
Potential Career:** Mechanical Engineer
They may not design buildings, but what about the things that go inside those buildings, like air conditioners, escalators, elevators, and refrigerators? Mechanical engineers design these and many other products, according to the Department of Labor. Being able to imagine a product and create the design that brings it to life is pretty cool, which may be why the Department projects that 269,700 of these workers will be employed by 2022.

Not-So-Cool Degree: Bachelor's in Film, Video, and Photographic Arts

Unemployment Rate for Recent Grads:* 11.4 percent
Watch movies for college credit? What's not to love, right? Wrong, again.
Overrated Factors: Consider the fact that film studies majors have a tough go at finding jobs post-grad, particularly, Williams says, if they don't come from prestigious programs.
The problem with a film studies degree, according to Carter, is that it's an oversaturated degree. Many people will graduate with this diploma because of its popularity, and unfortunately, there aren't that many jobs available for graduates and there is no real job security.
"You work on a film and once it is over there are no guarantees that there will be another one to work on," says Carter. "With colleges averaging $50,000 a year, it is just not practical to go into this line of work if you have student loans, housing, etc. to pay for."
Furthermore, she says, this major is one of those fields where true success can be a longshot. "The student must be willing to commit to a long road filled with low paying project-based work or administrative duties until they meet the right person who can open doors for them."

Cooler Degree: Bachelor's in Criminal Justice

Find Programs Unemployment Rate for Recent Grads:* 8.9 percent
Why not parlay your love of film - and cop dramas and heist movies - into studying the real thing by earning a criminal justice degree, which comes with a significantly lower unemployment rate?
"Crime is unfortunately a phenomenon that isn't going away in our society, so there will always be a need for qualified corrections officers, police officers, and FBI agents," says Williams.
Next step: Click to Find the Right Criminal Justice Program.
And with crime and other criminal justice issues becoming more complicated, someone with just a high school diploma can't do it, says Carter, so it's best to earn this degree to be at the forefront of the field.
Potential Career:** Police or Sheriff's Patrol Officer
If you're looking for a career to pursue after earning your bachelor's in criminal justice, what' s cooler than a police officer? The subject of countless T.V. shows and movies, police and sheriff's patrol officers are the heroes who enforce laws and respond to emergencies. And there doesn't appear to be any shortage down the road when it comes to job openings, according to the U.S. Department of Labor, which projects 692,700 jobs in this field by 2022.

Not-So-Cool Degree:
Bachelor's in Political Science

Unemployment Rate for Recent Grads:* 11.1 percent
Television shows have glamorized the entire spectrum of political science, from the counterterrorism of "Homeland" to the inside baseball politicking of "House of Cards." It may seem like a political science degree is a one-way ticket to power and influence.
Overrated Factors: According to Carter, political science may be seen as an overrated degree because it can be difficult for employers to gauge what skills graduates actually bring to the table.
"Companies do not have the time or resources to teach skills that one could learn in an undergrad program," she says, so the 'political savvy' that political science majors may learn often isn't as attractive as what those who major in business, engineering, marketing, and so on, learn - concrete, on-the-job skill sets and principles.

Cooler Degree: Bachelor's in Business Management and Administration

Find Programs Unemployment Rate for Recent Grads:* 7.8 percent
Politics is just the business of government, right? So if you're thinking about political science, consider thinking more broadly about your major by studying business management, a field that shows no signs of slowing down with its much lower unemployment rate.
"A degree in business management provides a very broad business education in accounting, finance, and marketing," says Williams, meaning your degree has the extra benefit of qualifying you to pursue entry-level positions in any of these fields. "Organizations look for people with these skills to place them in operation-type roles for the purpose of grooming them for leadership positions."
Next step: Click to Find the Right Business Administration Program.
Carter agrees, saying, "Regardless of what career path one takes, business is a good foundation to have."
Potential Career:** Top Executive
You may never become President of the United States, but many top executives are presidents and vice presidents of their own companies. Top executives use their management skills to carry out organizational goals, manage general activities related to providing goods or services, and consult about general operations, among other duties, says the U.S. Department of Labor.
While business administration majors can't usually expect to become top executives right out of school, with this degree, you do have the opportunity to pursue management positions that could potentially open up opportunities to try to climb the corporate ladder.
And if you're interested in this cool job, you're not alone. The Department of Labor anticipates 2,564,700 people in top executive positions by 2022.

Not-So-Cool Degree: Bachelor's in Commercial Art and Graphic Design

Unemployment Rate for Recent Grads:* 10.5 percent
If you've ever seen a really cool advertisement or a web page that seems to pop off the screen, you may have thought about how much fun it would be to study commercial art and graphic design.
Overrated Factors: With its high unemployment rate, this degree may leave you doing more watching of ads than creating them.
Graphic design is a dicey major when it comes to employment prospects because much of the work is on a freelance or self-employment basis rather than full-time jobs with benefits. "There is just not that much work out there and a lot of it involves more web design, so a 'pure' graphic designer (one who doesn't design specifically for websites) will not be very marketable," says Carter.
Williams agrees. "This degree is probably more suited for people interested in freelance or self-employment," he says. "Organizations are less willing to carry the overhead of a graphic designer, but they are willing to engage them on a project basis."
His advice? "To be marketable and employable, a graphic designer will need to demonstrate web programming or project management skills," says Williams.

Cooler Degree: Bachelor's in Computer Science

Find Programs Unemployment Rate for Recent Grads:* 8.7 percent
Chances are, if you love graphic design, you spend a great deal of time on your desktop and are pretty skilled with software. How about channeling all that computer savvy into a computer science degree?
While facility with computers has been a valued asset for some time, new technological advances in intelligent products make computer science skills even more important.
Next step: Click to Find the Right Computer Science Program.
"(Artificial Intelligence) is no longer for the geeks," says Williams. "Consumers are purchasing products that are intuitive, from cars to homes. Computer science majors acquire the skills to research, design and develop intuitive systems that are not only used in industry but have now found themselves in our homes and our lives."
Potential Career:** Software Developer, Applications
Some of the apps that we have today for our various computer devices are pretty amazing. So what could be cooler than designing them for a living? Applications software developers are the new rock stars of the tech world. They make great money (a median salary of over $90,000 a year, according to the U.S. Department of Labor), and there's plenty of work available, with a Department of Labor-projected 752,900 applications software developers working by 2022.

Not-So-Cool Degree: Bachelor's in Fine Arts

Unemployment Rate for Recent Grads:* 10.1 percent
Ah, to live the life of a bohemian artist, spending hours painting, drawing, even gallivanting around campus and documenting it in photographs. What could be a cooler way to feed your creative soul?
Overrated Factors: While majoring in fine arts may be great for creative expression, it may be better left as a hobby. As with other liberal arts majors, employers often find it difficult to assess where the skills of a fine arts major would apply in an organization, so it's up to the graduate to market themselves accordingly, says Williams.
If you use your fine arts degree to go the route of curator, gallery owner, or arts administrator, there is an overall lack of opportunity and positions in this field as a whole. "There are a finite number of openings and many tend to stay with their organizations for years," says Carter. "So unless someone wants to do the junior work for a good chunk of their career until their boss retires then this is not worth it."

Cooler Degree: Bachelor's in Marketing and Marketing Research

Find Programs Unemployment Rate for Recent Grads:* 6.6 percent
Going down the artist path with your fine arts degree, whether painter, photographer, or otherwise, has its own set of challenges. "This is truly a labor of love and it can take a considerable amount of time to become established as an artist with a credible portfolio," says Williams. Again, 'job' is a relative term here, too, he says, as you might find yourself self-employed and jobless until you get an exhibition or sell some of your works.
If you can combine your interests with a practical degree program like marketing, Carter says you've got a winning formula for employment prospects.
Next step: Click to Find the Right Marketing Program.
"With the economy taking off again, companies have been ramping up their marketing efforts," says Carter, and from her perspective as a recruiter, they are looking for recent marketing grads. "The older Fortune 500 companies lost many consumers due to start-ups really embracing social media as a marketing tool. Microbreweries, niche companies, you name it, have capitalized on all the ways you can market, but they need marketing graduates."
Potential Career:** Market Research Analyst
Wouldn't it be cool to figure out why people want certain products and what people are willing to pay for them? According to the U.S. Department of Labor, there is an increasing use of research on consumer behavior by companies for the purposes of developing better market strategies. Perhaps this is why the Department projects 131,500 new jobs in this field from 2012-2022.

Degrees You Can Earn on Your Lunch Break

Source: Yahoo

Degrees for Busy People

Here are five degrees that you can work into your busy schedule.

If you're like most people, you lead a busy life, and trying to schedule time to go to school may seem like an impossibility. While it may be your desire to earn a degree - or an additional degree - you don't see how you can add anything else to your plate. And quitting your job to attend school is not an option.
Online education may not be the right choice for everyone, but the flexibility online learning provides can be appealing to many busy individuals. "The advent of online education has opened doors to students who otherwise would not have been able to pursue a degree due to time and location barriers," according to Curt Bonk, a professor of instructional systems technology at Indiana University, who points out that potential students may be adults with jobs, families or other demands on their time.
Fortunately, online options could allow you to do coursework during your lunch break, after work, on weekends, or whenever you can find free time.
So if you thought it was impossible to go to school while maintaining your lifestyle, keep reading to discover five degrees designed for your busy schedule.

Online Degree #1: Bachelor's in Computer Science

Find Degree Programs You might use a computer all day at work without ever getting to understand its true capabilities. That could all change if you work in computer science classes online at lunch. You could learn about the inner language of computers, including classes in program design and artificial intelligence, according to the College Board, an organization which helps millions of students get ready for college with programs and services like the SAT and the Advanced Placement program.
The Convenience Factor: Why is this one to consider pursuing on your lunch break? Because the curriculum is technology-focused, and the online learning environment is comparable to on-campus classes, says Professor Raghu Santanam of the information systems department at the W. P. Carey School of Business at Arizona State University.
Next step: Click to Find the Right Computer Science Program.
He explains that students can upload their presentation videos and follow up with interactive discussions among classmates on discussion boards, all of which is convenient for those with busy schedules.
Even if students can only study in short spurts of time, they can still pursue this popular degree. "Since a variety of delivery mechanisms can be used to enrich the learning experience, students can work at their own pace," says Santanam.

Potential Career: Computer Programmer*

Median Annual Salary:
$76,140**
90th Percentile of Annual Salaries:
>$123,490**
10th Percentile of Annual Salaries:
<$43,640**
According to the U.S. Department of Labor, most computer programmers do have a computer science bachelor's degree, or a degree in a related subject. As a computer programmer, you could put your familiarity with computers to use by working closely with software developers to create new software programs; writing code, expanding and debugging existing software, and making use of code libraries.

Online Degree #2: Bachelor's in Accounting

Find Degree Programs If you love crunching numbers but you're already crunched for time, you may still be able to calculate some free time in your spare hours to study for an online bachelor's degree in accounting, where you might engage in classes in tax accounting, cost accounting, and auditing, reports the College Board.
The Convenience Factor: And why should you consider studying accounting online? "Accounting also has a heavy emphasis on software and financial models," says Bonk. "And since these software programs can be stopped and started again, depending on the student's availability, information can be reviewed whenever students have time."
Next step: Click to Find the Right Accounting Program.
Since accounting deals with concrete numbers and established practices, it could be a lot easier to pursue this degree in an online format: "An online accounting degree teaches the basics of auditing, taxation, and other financial subjects," says Bonk. These types of classes are ideal for students who cannot commit to large blocks of study time."

Potential Career: Accountant*

Median Annual Salary:
$65,080**
90th Percentile of Annual Salaries:
>$113,740**
10th Percentile of Annual Salaries:
<$40,370**
An accountant position could be the perfect place to bring your number-crunching skills to life. The U.S. Department of Labor tells us that most accountants need at the least a bachelor's degree in accounting or a related field. Accountants maintain and organize financial records, assess financial operations, compute taxes, inspect account books, and examine financial statements for accuracy.

Online Degree #3: Bachelor's in Elementary Education

Find Degree Programs If you spend your workday wondering how you could pass on your knowledge to young minds, consider setting aside time during your lunch break to pursue an online bachelor's degree in elementary education, where you might learn such things as teaching methods, instructional technology, and educational psychology, according to the College Board.
The Convenience Factor: What makes elementary education appropriate for online study? Due to the format of this degree, this course of study is ideal for those in a time crunch. Bonk says that these types of classes don't have labs and they don't involve heavy scientific studies, which would require longer periods of study time.
Next step: Click to Find the Right Education Program.
Even if time is in short supply, you can still grasp the concepts of this online major, which can also include classes in the history of education, classroom management, and child development, says Bonk.

Potential Career: Elementary School Teacher*

Median Annual Salary:
$53,590**
90th Percentile of Annual Salaries:
>$83,600**
10th Percentile of Annual Salaries:
<$35,760**
Some online learners may decide to pass on their learning to the next generation as elementary school teachers. Elementary school teachers in public education must have a state certification or license and a bachelor's degree in elementary education, says the U.S. Department of Labor. In some states they may be required to major in a specific content area such as science or math. They will also typically take a teacher preparation program at their university for classes in child psychology and education. Some states may require teachers to earn a master's degree after certification.

Online Degree #4: Master's in Business Administration

Find Degree Programs If you can execute your business management skills by managing your free time to study, you could pursue an online master's in business administration and potentially prepare to gain a competitive edge in the business world.
Business administration students with a concentration in marketing may study general business and management skills, as well as learning skills in branding, consumer behavior, and advertising, according to the Princeton Review, a leader in college and graduate school test preparation services.
The Convenience Factor: Is an MBA really something to study online? At first glance, it may appear that an MBA is not an ideal choice for an online degree. However, "It's much easier to learn management and leadership skills in an online setting, as opposed to learning medical procedures or another subject that would require a higher level of long-term concentration," says Bonk.
Next step: Click to Find the Right Business Administration Program.
As a result, you can still pursue your degree while juggling your busy schedule. "Students can read and study in spurts, and still be able to grasp the concepts of business administration," explains Bonk. "They can develop business plans, and learn such concepts as team-building and entrepreneurship while working at their own pace."

Potential Career: Financial Analyst*

Median Annual Salary:
$78,380**
90th Percentile of Annual Salaries:
>$152,420**
10th Percentile of Annual Salaries:
<$48,100**
Business skills can definitely be put to good use by financial analysts, who offer guidance to both businesses and individuals as they make investment decisions. The U.S. Department of Labor explains that most positions in this field require a bachelor's degree, with appropriate preparation coming in fields of study such as economics, finance, mathematics, statistics, accounting, and engineering. The Department of Labor also points out that employers will often require a master's in business administration or a master's degree in finance for advanced positions.

Online Degree #5: Master's in Psychology

Find Degree Programs If you're intrigued by the connection between the human mind and human behavior, consider analyzing how much spare time you have to pursue an online master's degree in psychology. Master's degree programs in psychology typically have courses such as statistics, research design, and industrial-organizational psychology, according to the U.S. Department of Labor.
The Convenience Factor: What about the nature of this major makes it suitable for online study? "A master's degree in psychology can be applied to almost any career field and is well suited for online education," says Kristi Cordell-McNulty, assistant professor and director of the M.S. program in applied psychology in the department of psychology, sociology, and social work at Angelo State University. "Since psychology deals with theories, it's the type of information that you can digest in small segments of time."
Next step: Click to Find the Right Psychology Program.
Cordell-McNulty adds that students can review case studies and perform other types of research online, which can then be saved and viewed at the student's convenience.

Potential Career: Industrial/Organizational Psychologist*

Median Annual Salary:
$80,330**
90th Percentile of Annual Salaries:
>$140,390**
10th Percentile of Annual Salaries:
<$49,570**
If you're interested in applying psychological principles to the workplace, you should know that industrial-organizational psychologists do just that, according to the Department of Labor. These workers use research methods and psychological concepts to improve work life quality. A graduate with a master's degree in psychology can work as an industrial-organizational psychologist, the Department of Labor adds.